Lower Mortgage - Cleveland, GA, Cleveland, GA
Cleveland, GA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Cindy Hammond has received a review with 5 star rating from Susan D
Cindy's approach was courtoues and personable .She communicated in a way that treated people like people instead of just another client. In other words she talked and interacted with people with the dignity and respect one human should to another...
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Some important information was left off .I did not learn that my interest rate would be deciede until after the construction loan was to be modified to a real mortage.Maybe I did ask the right questions. This is my first time buying a manufactured...
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Cindy was very helpful and explained everything so that I could understand. She was always responsive, even when I texted her in the evening or on a wknd.
Reply from Cindy Hammond
June 27th, 2026 03:49 PM
Thank you, Teresa for taking the time to fill this out! I really appreciate it. Please reach out anytime during your build process with any questions or concerns you may have! Can't wait to see your home come to life!
Cindy was very easy to work with and was able to seamlessly (on our end) work through some of the challenges that we faced. We really appreciate her hard work!
Reply from Cindy Hammond
June 25th, 2026 05:46 PM
Thank you Lesi! I'm so excited to see your house once it's built!
Very smooth process. Cindy kept us updated throughout and was quick to respond to our questions
Reply from Cindy Hammond
June 25th, 2026 05:47 PM
Thank you so much Curt! Please let me know if you think of any questions through the build process. I can't wait to see the finished product!
Very helpful and always on top of everything
Reply from Cindy Hammond
June 14th, 2026 01:06 PM
Thank you so much for taking the time to submit a review! I really appreciate it!!!
Would not recommend
Cindy Hammond has received a review with 5 star rating from Becky P
Reply from Owner
June 5th, 2026 05:06 PM
Thank you Becky for your review we appreciate it!
Heath and Cindy stepped in to help when the loan processor that started the loan was no longer with the company. They worked with the new processor to ease the process of closing the
Reply from Cindy Hammond
June 14th, 2026 01:08 PM
Thank you so much Rebecca! We are honored to be able to help you! Please reach out anytime if you have any questions down the road!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.