

Lower Mortgage - Cleveland, GA, Cleveland, GA
Cleveland, GA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Everything went well
Our entire experience with Mrs. Hammond was excellent. We started building a house but then had to switch gears and buy a home. Cindy made the transition very easy and walked us through every single thing we needed to do. If we needed more...
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Cindy is great! She is very fair and honest.
Cindy was there for us throughout the entire process even while she was on vacation. She is amazing!
Always there when I needed questions answered. And got back to me as soon as she could
Reply from Cindy Hammond
August 14th, 2026 07:56 PM
Thank you so much Triston for you review! I truly appreciate! Reach out anytime you need anything!
I had an excellent experience working with John. He was knowledgeable, responsive, and incredibly communicative throughout the entire process. He kept everyone informed, answered questions quickly, and did a great job making sure everything...
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Cindy has been so kind and helpful through our challenging and sometimes messy situation. Great advice and attentiveness.
Reply from Cindy Hammond
August 10th, 2026 04:00 PM
Adam, I'm thankful for your kind words. I'm pleased that I could offer helpful advice and support during your challenging situation. If you ever need further assistance, feel free to reach out.
Cindy was amazing! We were first time homebuyers, and Cindy walked us through the process step-by-step. She was available to answer our many questions and has a great attitude!
Reply from Cindy Hammond
August 10th, 2026 07:04 PM
Henry, I'm grateful for your kind words. I'm pleased that I could guide you through the homebuying process and answer your questions. It's nice to know that my attitude made a positive impact on your experience.
Cindy was very easy to work with and always responsive. She made the loan process smooth and stress free!
Reply from Cindy Hammond
August 7th, 2026 02:40 PM
Kamila, I'm glad to hear that you found working with me easy and that the loan process was smooth and stress-free. I appreciate your kind words about my responsiveness.
Cindy Hammond has received a review with 5 star rating from Susan D
Reply from Owner
July 21st, 2026 12:12 PM
Thank you so much for your feedback!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.