Lower Mortgage, Columbus, OH
Columbus, OH
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Samantha Hrehocik
She was very helpful and able to close our loan much faster than anticipated. I will be working with her again in the future.
Very respectful and super helpful with explaining the entire process as a first time home buyer .
Great with the helping Coordinate all areas if the loan process
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Samantha Hrehocik
Wasted no time
Reply from Samantha Hrehocik
April 3rd, 2026 03:52 PM
Jacob, I appreciate your concise feedback. It's important to me to provide efficient and timely service. If there's anything further I can assist you with, please feel free to reach out.
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The whole team at Ruoff was exceptional. Eileen and Dawn teamed together and worked lightning fast. I have done 6 previous mortgages and my experience with Ruoff was far and above superior to any other mortgage company. They are extremely knowledgeable,...
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Reply from Owner
April 7th, 2026 11:22 AM
We appreciate your generous review, Jason. We’re pleased to hear that Eileen and Dawn, along with the team at Ruoff Mortgage, provided such a fast and knowledgeable service during your mortgage process. It's rewarding to know that our communication...
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Samantha Hrehocik
Very responsive, thurough and open and honest about options in the process. I honestly do not have one thing I would change!
Reply from Samantha Hrehocik
April 3rd, 2026 07:40 PM
Thank you for sharing your positive experience, Keith. I'm really pleased that you appreciated my responsiveness and transparency throughout the process. It's great to know that everything met your expectations. If you ever have more questions...
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very understanding and his communication was amazing
Reply from Austin Phillip Clarkson
April 1st, 2026 02:06 PM
I'm glad to hear that you found my communication and understanding helpful, Boston. If there's anything more you need or any other questions arise, please don't hesitate to reach out.
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Samantha Hrehocik
Sam cared to help free up money by doing some calculations so we felt confident in our new mortgage. This is our second mortgage with Sam. I felt confident the first time getting my new STR so I came back for my new home. both times I stated...
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Reply from Samantha Hrehocik
April 1st, 2026 04:58 PM
Jacqueline, I'm really glad to hear that my efforts in helping with the calculations gave you confidence in your new mortgage. It's a privilege to have worked with you not just once, but twice. Your decision to switch and work with me again...
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Quick, fast and easy.
Reply from Austin Phillip Clarkson
April 1st, 2026 07:14 PM
I'm pleased to hear that the process was quick and easy for you, Christopher. If there's anything else I can assist you with or any questions you have, please feel free to reach out.
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Samantha Hrehocik
Samantha was very responsive, great to work with, and did an excellent job!
Reply from Samantha Hrehocik
March 31st, 2026 08:04 PM
Joseph, I'm glad to hear that you found my responsiveness and collaboration helpful. It was a pleasure working with you, and I'm pleased that my efforts met your expectations. If you need anything in the future, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.