Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Brian and his team were very knowledgeable and friendly just made it a great experience thanks again!!
Reply from Owner
July 22nd, 2026 09:38 PM
Appreciate your review!
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Quit getting back to us with questions we had just all around a good experience great working with you guys thanks!!
Reply from Brian Hafner
July 17th, 2026 07:51 PM
Michael, I'm pleased to hear that you had a good experience working with us. Your feedback about the communication is appreciated. If you have any further questions or need anything else, please feel free to reach out.
Trina made every single part of this process easy and enjoyable. She was always in a good mood and never made me feel like I couldn't ask questions and was absolutely always available and amazing to communicate with.
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Reply from Trina Deanne Wood
July 17th, 2026 06:18 PM
Lance, I'm grateful for your kind words about your experience with me. I'm pleased to know that I could make the process easy and enjoyable for you and that you felt comfortable asking questions. Thank you for sharing your positive experience....
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Brian and his team are incredible! Not only did they save the purchase of my personal home, but have helped many of my clients get to the closing table for their own home seamlessly.If you're looking for a lender with constant and clear communication,...
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Reply from Owner
July 9th, 2026 06:01 PM
Thank you for the review! It’s been great helping and working with you!
Tawna's depth of experience with VA lending was extremely helpful
Reply from Tawna Leonard
July 7th, 2026 09:45 PM
Thank you, Jerry, for your kind words and trust! Enjoy your new home!
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Brian Hafner has received a review with 5 star rating from Jocelynn G
Reply from Owner
July 9th, 2026 06:01 PM
Thank you for the review!
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Recommend highly. Great team to work with. They made the process so easy. It took some time for our house to sell but they kept checking on us. We couldn't be happier.
Reply from Owner
July 9th, 2026 06:01 PM
Thank you so much! We appreciate you and wish you guys the best.
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Recommend highly. Great team to work with. They made the process so easy. It took some time for our house to sell but they kept checking on us. We couldn't be happier.
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Fan experience, the whole team was very helpful and knowledgeable
Reply from Brian Hafner
June 30th, 2026 04:44 PM
Danice, I appreciate your kind words about the team's helpfulness and knowledge. It's great to know you had a positive experience. If you have any other questions or need assistance, feel free to reach out.
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Brian Hafner has received a review with 5 star rating from Meg B
Reply from Owner
June 22nd, 2026 04:06 PM
Thank you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.