

Universal - Billings, MT
Billings, MT

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very helpful and knowledgeable of different programs and options available to us.
Reply from Owner
August 26th, 2025 01:00 AM
Thank you for the review! It was a pleasure working with you!
his knowledge and experience with first time homebuyers. He was able to direct us to the proper first time homebuyers programs. He also worked with Katelin and together they were cery helpful and proactive with getting our loan approved and...
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Reply from Brian Hafner
September 29th, 2025 04:20 PM
Thank you! It was our pleasure!
brian and his team made the home buying process easy
Reply from Brian Hafner
September 29th, 2025 04:20 PM
We love to hear that. Thank you!
Brian always answered the phone Was knowledgeable, professional, and personable.
Reply from Brian Hafner
September 29th, 2025 04:20 PM
We are here to help. Thank you!
Brian and his team were excellent to work with. They took the stress out of buying a house and made the process smooth and easy. Every member of the team was professional and knowledgeable. My wife and I knew that we were in good hands.
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Reply from Brian Hafner
September 29th, 2025 04:20 PM
Wishing you guys the best!
Your team made it so easy, always available to answer questions, always keeping me informed, just over all you made moving from out of state a easy transition
Reply from Brian Hafner
September 29th, 2025 04:20 PM
Thank you!
Personal committment!
Reply from Tawna Leonard
August 12th, 2025 08:59 PM
Thank you for your endorsement Sharon! Enjoy your new home!
Brian and his team made my first time home buying experience so much easier than I ever anticipated. I appreciated the communication throughout the entire process and were they always available for questions/concerns. I had such a positive...
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Reply from Brian Hafner
September 29th, 2025 04:20 PM
Love it. Thank you!
They were very helpful and walked us through every step along the way.
Reply from Brian Hafner
September 29th, 2025 04:22 PM
Thank you!
Brian Hafner has received a review with 5 star rating from Nels F
Reply from Owner
August 13th, 2025 09:54 PM
Thank you for the 5 star review! Always a pleasure.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.