Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
It was all Tawna. Between her bright and bubbly personality and her professionalism and attention to detail what could have been a very stressful process went smoothly. We were very lucky to have found her.
Reply from Tawna Leonard
October 13th, 2025 04:11 PM
Awe Vinca! Thank you - you and Jack were the best to work with!
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Everyone on the team was helpful, friendly and supportive throughout the whole process. Communication was fast and I could tell they cared about finding us the best option.
Reply from Brian Hafner
October 22nd, 2025 06:13 PM
Thank you!
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Clear communication at each step of the process.
Reply from Brian Hafner
October 22nd, 2025 06:13 PM
It was a pleasure working with you and Nancy! We hope you love Red Lodge.
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I wanted to take a moment to commend Brian and his team at Universal Lending for going above and beyond to ensure a smooth and stress-free home buying experience.They were incredibly responsive — every email and text was answered promptly —...
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Reply from Brian Hafner
October 22nd, 2025 06:13 PM
Thank you for all your hard work on this! Wishing you the best.
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Friendly service and very helpful
Reply from Brian Hafner
September 29th, 2025 04:10 PM
Thank you so much!
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Great people .. always available and responsive..quick to answer any questions.. I would highly recommend!!
Reply from Owner
September 29th, 2025 04:10 PM
Appreciate your review!
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Personal service .. always available and responsive.. great people.. would highly recommend!!!
Reply from Brian Hafner
September 29th, 2025 04:16 PM
Thank you so much!
Tawna was extremely communicative & walked my husband & myself (first time home buyers) through every step. Tawna is trustworthy & there was no doubt in our minds that she had our best interest in mind the whole time. We are forever grateful...
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Reply from Tawna Leonard
September 18th, 2025 02:55 PM
Erica, I'm truly glad to hear about your positive experience as first-time home buyers. It was my pleasure guiding you and your husband through the process. Knowing that you're happy with your "slice of heaven" makes my work fulfilling. Thank...
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Brian was very informative. His team was very helpful and guided me in the whole process and let me know when things needed to be done in a timely manner. The whole experience was wonderful and stress free..
Reply from Brian Hafner
September 29th, 2025 04:16 PM
Was a pleasure helping you buy your 1st home!
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Brian Hafner has received a review with 5 star rating from Mitchel C (
Reply from Owner
September 18th, 2025 04:38 PM
Thank you! Welcome to MT!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.