Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Tawna and her team made me feel very capable .
Reply from Tawna Leonard
January 23rd, 2026 10:27 PM
Rochelle - you did all the hard work! Congrats and thank you for letting us be part of your homeownership journey!
Tawna answered my questions and was very helpfu.
As a first time home owner and an immigrant, Tawna made me feel safe and answered all my questions correctly.
thank you so much
Reply from Tawna Leonard
December 22nd, 2025 07:15 PM
Congrats on your home purchase Faith! Thank you for trusting me with your homeownership journey!
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they made the process so easy!
Reply from Brian Hafner
February 17th, 2026 03:44 PM
That's our goal! Thank you for the review. Let us know if you need anything.
She was great!
Reply from Tawna Leonard
December 15th, 2025 04:44 PM
Short, sweet and to the point! I love it! Thank you, Richard - Happy Holidays to you and your family!
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Brian has been one of the most knowledgeable, kind, patient and upfront loan person I have ever spoke with. From our first meeting to our closing day he was able to explain and address any issues or questions with courtesy and respect. I will...
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Reply from Brian Hafner - Loan Originator at U...
December 12th, 2025 08:47 PM
Ahhh thank you so much for this! It's been a pleasure getting to know you throughout this journey. Thank you for trusting my team and me!
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Communication was excellen!, easy to work with, and very friendly.
Reply from Brian Hafner
February 17th, 2026 03:45 PM
It was a pleasure! Wishing you the best. We are here if you need anything.
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Brian and his team were very helpful and provided us with a lot of important knowledge
Reply from Brian Hafner
December 2nd, 2025 10:09 PM
Thanks for the review! It was wonderful working with you!
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We truly felt that our best interests were being looked out for through the entire process. Brian and his team are very easy to communicate with and I would highly recommend them to anyone looking to buy a home!
Reply from Owner
December 2nd, 2025 10:10 PM
It was a pleasure helping you guys buy your home. You made it so easy on us. Thank you for everything!
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Easy to communicate with, certainly felt that our best interests were being looked out for. I would highly recommend Brian and his team to anyone looking to buy a home.
Reply from Brian Hafner
November 30th, 2025 06:07 PM
Thank you so much for the review! Hope you guys love your new home.
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Brian really helped make the process simpler and easier to follow
Reply from Brian Hafner
November 29th, 2025 06:23 PM
Thanks for the review! It was great working with you and Nicole!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.