

Universal - Billings, MT
Billings, MT

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Trina is very knowledgeable and was able to answer our many questions. Since we were first time homebuyer, this made our experience less stressfull
Reply from Trina Deanne Wood
May 6th, 2026 06:33 PM
Braydin, I'm glad to hear that I could help make your first homebuying experience less stressful. Your kind words mean a lot, and I'm pleased to have been able to assist with your questions.
Brian Hafner has received a review with 5 star rating from James A
Reply from Owner
April 23rd, 2026 02:30 PM
Thank you so much!
Helpful team and clear instructions. It was clear they wanted to help us get the house we wanted.
Reply from Brian Hafner
April 23rd, 2026 02:31 PM
Thank you for the review! It was our pleasure helping you get into a home. We appreciate your trust!
Brian Hafner has received a review with 5 star rating from Shawna G
Reply from Owner
April 16th, 2026 03:39 PM
Thank you! It was a pleasure.
Very nice working with Brian He was helpful with everything I needed.
Reply from Brian Hafner
April 23rd, 2026 01:38 PM
I'm pleased to hear that you found working with me helpful, Shawna. It's great to know I could assist you with everything you needed. If there's anything more I can do for you, please feel free to reach out.
I like how dedicated her and her team are. They didn't give up even when I didnt qualify the 1st time. They fought untill they found a way. Thank you again so much
Reply from Tawna Leonard
April 14th, 2026 03:22 PM
It was our please Neil! Thank you for your trust and dedication! Enjoy YOUR new home!
Thank you!
Reply from Brian Hafner
April 14th, 2026 04:27 PM
I'm happy to see your appreciation, Anmarie. If there's anything more I can assist you with, please feel free to let me know.
I had an excellent experience working with my Brian and his team throughout the home buying process. I was living and working in Alaska while purchasing a home in Montana, and his team made what could have been a complicated situation feel...
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Reply from Brian Hafner
April 13th, 2026 02:26 PM
I'm glad to hear that you had an excellent experience working with me and my team, Lucas. Your trust in us during your move from Alaska to Montana means a lot, and I'm pleased we could provide the support you needed. It's great to know that...
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Great team to work with
Reply from Brian Hafner
April 13th, 2026 03:17 PM
I'm thankful for your kind words, Ryan. I'm glad you found the team great to work with. If you ever need anything else, please feel free to reach out.
Tawna is and always has been on top of the game like no other! She got my complicated loan thru and did not settle for less than ON TIME! I will continue to reccommend her to buyers over and over.
Thank you Tawna :)
Reply from Tawna Leonard
March 31st, 2026 03:49 PM
Kim - Thank you for trusting my team and I to help you purchase your home! It was truly our pleasure!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.