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Universal - Billings in Billings, MT

Universal - Billings, MT

Billings, MT
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Z
    Zander K
    Billings, MT
    Posted on May 23rd, 2026 08:29 PM
    The constant communication and updates helped me a first time home buyer up to date with every step of the process. Katelin helped us and answered the phone when I needed guidance or assistanc. fantastic experience from start to finish.
    read more
    Reply from Brian Hafner
    June 1st, 2026 01:27 PM
    Zander, I'm pleased to hear that the constant communication and updates were so helpful for you as a first-time homebuyer. It's great that Katelin was able to provide guidance whenever you needed it. If there's anything else I can assist with,...
    read more
  • T
    Troy S
    Billings, MT
    Posted on May 22nd, 2026 03:05 PM
    Brian was there when I needed him and walked me through everything that was needed in order for me to purchase my new place.
    Reply from Brian Hafner
    June 19th, 2026 03:43 PM
    Thank you!
  • K
    Kiley M
    Laurel, MT
    Posted on May 21st, 2026 05:54 PM
    I was kept informed through every step of the process and had questions answered almost immediately.
    Reply from Brian Hafner
    May 28th, 2026 05:55 PM
    Kiley, I'm glad to hear that you felt informed throughout the process and that your questions were answered promptly. If there's anything else you need, please don't hesitate to let me know.
  • B
    Bridger F
    Laurel, MT
    Posted on May 21st, 2026 12:03 PM
    Brian is great honestly made the whole process a breeze. The app for paper work, amazing!! That was awesome! Was easy to communicate back and forth. Wouldn't go through anyone else!
    Reply from Brian Hafner
    June 19th, 2026 03:43 PM
    Thank you for the review!
  • D
    Donald H
    Posted on May 20th, 2026 02:44 PM
    Brian Hafner has received a review with 5 star rating from Donald H
    Reply from Owner
    June 1st, 2026 02:05 PM
    Thank you for the review!
  • D
    Donald A H
    Billings, MT
    Posted on May 20th, 2026 02:44 PM
    Great communication and just a pleasant experience
    Reply from Brian Hafner
    May 27th, 2026 02:45 PM
    Donald, I'm grateful for your kind words about the communication and the pleasant experience. If there's anything more I can assist you with, please don't hesitate to reach out.
  • D
    Duncan S H
    Billings, MT
    Posted on May 19th, 2026 02:50 AM
    Communication. Everything flowed well. Expalined process. Made it smooth. Enjoyable.
    Reply from Brian Hafner
    May 26th, 2026 06:43 PM
    Duncan, I appreciate your feedback on the communication and smooth process. I'm glad to know that everything flowed well and that you found the experience enjoyable. If you have any more questions or need further assistance, feel free to reach...
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  • C
    Colter K
    Billings, MT
    Posted on May 17th, 2026 04:09 PM
    What made it so great was working with a professional team that has excellent communication and a lot of experience
    Reply from Brian Hafner
    May 25th, 2026 08:09 PM
    Colter, I'm pleased to hear that you appreciated the professionalism and communication of my team. It's nice to know that our experience contributed to your great experience. If there's anything else I can assist you with, please feel free...
    read more
  • S
    Samantha P
    BILLINGS, MT
    Posted on May 13th, 2026 09:45 PM
    I felt very supported at all steps of the process. There was always someone there to answer my questions.
    Reply from Brian Hafner
    May 21st, 2026 08:17 PM
    I'm glad to hear that you felt supported throughout the process, Samantha. I'm pleased that I could be there to answer your questions whenever you needed. If there's anything else I can help with, please let me know.
  • M
    Mariel R
    Laurel, MT
    Posted on May 12th, 2026 01:38 PM
    Brian was amazing to work with as a first time home buyer ! He made himself readily available for any questions that came up and walked us through the whole process ! I would use him again and recommend anyone that's looking to buy a home to...
    read more
    Reply from Brian Hafner
    May 19th, 2026 01:40 PM
    Mariel, I'm grateful for your kind words and pleased to hear that I could assist you as a first-time home buyer. It's appreciated to know that my availability and guidance made a positive impact on your experience. Thank you for recommending...
    read more
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.