Flat Branch Home Loans, Liberty, MO
Liberty, MO
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Smooth and speedy process!
Reply from Tray Harkins
January 2nd, 2026 04:17 PM
I'm glad to hear that you found the process smooth and speedy, Ramon. It's important to me to ensure a straightforward experience. If there's anything else you need in the future or have any further questions, please feel free to reach out.
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Trey was the best! The process was easy and smooth! Trey helped with any questions I had!
Reply from Tray Harkins
December 29th, 2025 03:47 PM
It's great to know that you found the process easy and smooth, Samantha. I'm glad I could assist with your questions along the way. If there's anything else you need in the future, feel free to let me know. Thank you for your feedback!
Saul Kittleson was absolutely amazing to work with. He was patient, kind, and never made me feel rushed or silly for asking a million questions. He did everything he could to keep the entire home-buying process smooth and stress-free. I’m genuinely...
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Reply from Owner
January 27th, 2026 12:00 AM
First and foremost - - congrats on the purchase of your new home! It's extra exciting to help with this process during the holiday season, cheers to all the wonderful memories you'll make in your new place :) I love to see that you felt the...
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We chose Scott & Prime Lending because, after interviewing lenders, Scott was by far the most transparent. He was an excellent listener, answered all our questions, and gave us information that made us feel confident about our home purchase....
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Saul and his team were fantastic to work with for our mortgage! Saul helped us get approved for our VA loan on a very short timeline and spent a great deal of time explaining things and answering our numerous questions. He is kind, patient,...
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Reply from Owner
November 12th, 2025 12:00 AM
Wow, thank you so much for your kind words! It was truly an honor to help you secure your VA loan, especially on such a tight timeline. We know how important this process is, and we’re so glad we could make it feel smooth and stress-free for...
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Tray was great to work with! Smooth transaction.
Reply from Tray Harkins
November 17th, 2025 09:32 PM
I'm pleased to hear that you found working together a positive experience and that the transaction went smoothly. Thank you for sharing your thoughts, Brooke. If there's anything else I can assist with in the future, please feel free to reach...
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Tray was fantastic to work with! He was very responsive, trustworthy, and made the entire process smooth and stress-free. This is the second loan he’s handled for us, and we wouldn’t hesitate to work with him again.
Reply from Tray Harkins
November 17th, 2025 02:08 PM
I'm grateful for your feedback and am pleased to hear about your positive experience with the loan process. Being responsive and trustworthy is something I consistently strive for, so it's rewarding to know it helped make things smooth and...
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Saul and his staff were a complete pleasure to work with, excellent communication, prompt and professional responses to all inquiries. I highly recommend Saul if you’re looking for a mortgage.
Reply from Owner
November 11th, 2025 12:00 AM
Beth - - Thank you so much for sharing this! It was an absolute pleasure working with you and being part of your home journey. My team and I truly appreciate your trust and kind words—they mean the world to us. If you ever need anything down...
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Tray was great to work with! He helped ease my husban's mind on the best options for us. Anytime we had questions Tray was available to talk. He mad e the process very smooth for us. We would highly recommend Tray.
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Reply from Tray Harkins
November 13th, 2025 04:16 PM
I'm glad to hear that I was able to ease your husband's mind and assist with finding the best options for you. Making the process smooth and being available for any questions is important to me. Thank you, Jennie, for your recommendation and...
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Tray was very accommodating and helpful throughout the whole process! We greatly appreciate all that he did for us!!
Reply from Tray Harkins
November 10th, 2025 03:03 PM
It's great to hear that I could be accommodating and helpful during the process. Your appreciation really means a lot to me. If you ever have further questions or need assistance in the future, please don't hesitate to get in touch. Thank you,...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149