Flat Branch Home Loans, Liberty, MO
Liberty, MO
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Tray made the process go as smoothly as possible.
Reply from Tray Harkins
March 18th, 2026 01:31 PM
Leslie, I'm pleased to hear that the process went smoothly for you. My goal is to ensure a seamless experience for everyone. If you have any further questions or need assistance, please feel free to reach out.
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Easy to work with. Everyone made the process simple and worked quickly to get my loan closed.
Reply from Tray Harkins
March 16th, 2026 03:32 PM
Matthew, I appreciate your feedback and am pleased to hear that the process went smoothly and efficiently for you. My goal is to make sure everything is straightforward and simple. If you have any more questions or need further assistance,...
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Steve made the lending process simple and clear. The entire experience was professionally done, and Steve was easily accessible when clarification was needed in the process. I highly recommend.
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Everyone we encountered and worked with was super helpful, timely in their responses, and kind. Marcie and Tray specifically went above and beyond to help us understand each part of the process and continue communication throughout the entire...
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Reply from Tray Harkins
February 25th, 2026 07:04 PM
Thank you, Mya, for sharing your experience. It means a lot to hear that you found my assistance, along with Marcie's, to be helpful and informative. I'm dedicated to ensuring clarity and support throughout every stage. If there's anything...
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Saul was the best! Easy to work with in terms of setting up meetings and also very flexible if we needed to change things around because of a very hectic two week house hunting trip. Very thorough in explaining the process and terms to a couple...
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Reply from Owner
February 10th, 2026 12:00 AM
Larry - Thank you so much for sharing about your experience! I had a great time working with you both. I know that two‑week house‑hunting sprint was a wild ride, so I’m really glad we could keep things flexible and make the process smooth....
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Everything went smooth and fast
Reply from Tray Harkins
February 11th, 2026 01:54 PM
Ryan, I'm glad to hear that the process was smooth and quick for you. If there's anything more I can do for you or if you have any questions, please feel free to reach out. Thank you for your feedback!
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Tray worked with me and for my situation . Im I'm grateful for the wonderful communication and pleasant experience. Tray was transparent made this process easy. I high recommend Tray for any mortgage needs
Reply from Tray Harkins
January 23rd, 2026 07:11 PM
It was a pleasure to work with you, Tricia. I appreciate your feedback on the communication and transparency throughout your mortgage process. Making things as straightforward and pleasant as possible is always my aim. If you ever need assistance...
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We was always knew what was going on at all
Reply from Tray Harkins
January 20th, 2026 05:51 PM
I'm pleased to hear that you felt informed throughout the process, Anita. Keeping clients updated is a priority for me. If you have any more questions or need assistance in the future, don't hesitate to get in touch.
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Tray and everyone I talked to in the office, very professional, yet they make you feel like you are a close friend. Not a stressful process at all.
Reply from Tray Harkins
January 19th, 2026 06:09 PM
I'm glad to hear you had a positive experience, Gary. Striving for a professional yet friendly approach is important to me, and I'm pleased to know it came across during your process. If there's anything further I can assist you with, please...
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Tray was excellent to work with was always willing to take my calls or call back within a reasonable time. Helped us along the way with every thing we needed to do. Flat branch mortgage app was an easy way to submit all documents needed and...
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Reply from Tray Harkins
January 12th, 2026 09:13 PM
I appreciate your kind words, Sarha. It's great to know you felt supported throughout the process and that the communication met your expectations. I'm glad the Flat Branch mortgage app was helpful in keeping everything organized and up to...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149