Flat Branch Home Loans, Liberty, MO
Liberty, MO
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Saul is one of the most helpful individuals you could come by. Whether that is with a mortgage, helping you with numbers from afar, or just needing some advise he is always happy and eager to help. I appreciate him so much this was my second...
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Reply from Owner
October 31st, 2025 12:00 AM
Alex - Thank you so much for the kind words! I’m truly grateful you chose to work with me and our Fleming Group KC team—not just once, but twice! It’s been a real pleasure helping you through your home buying journey. Whether it was running...
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The process was smooth and easy. We changed the loan amount a couple of times, and this never tied up our closing date; communication was constant through email and/or text as to what was next, etc. There were a few close calls due to the seller's...
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Reply from Owner
October 24th, 2025 12:00 AM
Jeannette - Thank you so much for your kind words and for taking the time to share your experience! I'm thrilled to hear that the process felt smooth and easy for you, even with the changes to the loan amount along the way. It's always my goal...
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Helpful to answer questions and make the process easy as always!
Reply from Tray Harkins
October 22nd, 2025 03:36 PM
I'm pleased to know that I could assist with your questions and make the process straightforward. Ensuring things are clear and manageable for clients is always a focus for me. Should you have any more questions or need assistance in the future,...
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Was informed on all progress of my loan.
Reply from Tray Harkins
October 20th, 2025 01:10 PM
It's reassuring to hear that you felt well-informed about the progress of your loan. Keeping clients updated is something I always strive for, as it helps ensure a smoother process. If there’s anything else I can assist you with, please don't...
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Made my refi a breeze!!
Reply from Tray Harkins
October 20th, 2025 12:55 PM
I'm glad to hear that the refinancing process went smoothly for you. Making things as straightforward as possible is always a priority for me. If you have any questions or need further assistance, please feel free to reach out. Thank you for...
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I was kept well informed the process and things happened in a timely manner.
Reply from Tray Harkins
October 9th, 2025 08:41 PM
I'm pleased to know that you felt informed and that everything proceeded on schedule. Keeping you updated throughout the process is important to me. If you have any further questions or need anything else, feel free to reach out anytime. Thank...
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Saul and his team have excellent communication with making sure they were getting the items that we needed done to be complete before the time that they were needed. His team made the complex task of getting the financial paperwork needed for...
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Reply from Owner
September 30th, 2025 12:00 AM
Wow—thank you so much for the incredible review! A 20 out of 10 rating is truly humbling, and I’m beyond grateful for your kind words. My team and I understand how overwhelming the mortgage process can feel, so we make it our mission to keep...
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Our agent recommended Saul Kittelson and his team at Prime Lending, and we’re so happy she did. We chose Saul based our on first phone call. My husband and I had a ton of questions regarding VA loans and Saul was patient, kind, and detailed...
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Reply from Owner
September 30th, 2025 12:00 AM
Derek - Thank you so much for your incredibly kind and thoughtful review! It was truly a pleasure working with you and your husband throughout your VA loan journey. I’m so glad our first conversation gave you the confidence to move forward,...
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Everything was very smooth from beginning to end. Tray was very helpful in answering any questions throughout the process and explained everything very clearly.
Reply from Tray Harkins
September 25th, 2025 03:24 PM
I'm glad to hear that the entire process went smoothly for you. It was my goal to provide clear explanations and be available to answer your questions. Thank you for sharing your experience. If you have any further questions or need assistance...
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Tray gets it done! Great on communication and very knowledgeable. Its always a good experience with Tray!
Reply from Tray Harkins
October 13th, 2025 08:21 PM
I appreciate your feedback and trust. It's great to hear that communication and knowledge made for a positive experience. If there's anything more you need or any questions you have, I'm here to help. Thank you for choosing to work with me...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149