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Highlands Residential Mortgage, Ltd. - Baltim...
A Higher Standard of Lending
Baltimore, MD

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
The professionalism and walking you through the process.
Reply from Gene Frazier
December 3rd, 2024 06:59 PM
I'm really glad to hear that you were satisfied with my guidance throughout the mortgage process, Willie. Your positive feedback is greatly appreciated and I take pride in being able to provide a professional service to you. If you have any...
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Chris provided the required documents very quickly , but he was also available for discussion with more complex questions. He was very supportive and communicative. I felt informed and supported throughout the whole process.
Reply from Chris Fratta
August 27th, 2024 03:49 PM
Kelsey, Thank you for your business and confidence! If you have any future questions, concerns, or referrals, please do not hesitate to call! Enjoy your new home!
I worked with Chris Fratta on a refinance on my home, and his thoroughness and follow up were outstanding. I can say this with certainty, having completed a loan on a 2nd home in 2022 where Chris was not involved (it was a builders financing)....
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Reply from Chris Fratta
August 26th, 2024 09:31 PM
Thank you, Todd!
Chris was very knowledgeable and communicative throughout the entire process. He helped me to understand everything going on so there were no surprises at any point. He was a pleasure to work with and I would recommend him to anyone looking...
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Reply from Chris Fratta
July 29th, 2024 06:28 PM
Thanks, Melissa! Enjoy your new home, and please don't hesitate to call if you have any questions, or any friends or family or might need my help. Thanks, Chris
An opportunity to purchase a home came up unexpectedly and we had to act fast. We had not prequalified and it had been several years since we had financed a home. I called Chris Fratta the day we signed a contract with a seller who needed his...
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Reply from Chris Fratta
July 23rd, 2024 01:13 AM
Thanks, Bill. I really appreciate the kind words and your confidence. I hope you guys are enjoying the home and please do not hesitate to call/email/text me with any questions. Have a great evening!
Chris is phenomenal. If I’d been able to select ‘even better than the highest option’ I would have. He helped buy our last house and we went straight to him for this house. I’ve got see respect for his experience, strategic thinking, flexibility,...
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Reply from Chris Fratta
July 22nd, 2024 06:17 PM
Nicole, thank you so much for the kind words and the continued support and business. Enjoy your new home and please do not hesitate to call/email/text with any futures questions. Stay safe!
I recently had the pleasure of working with Heath Thomas as my mortgage salesman, and I cannot recommend him highly enough. From the very beginning, his dedication and work ethic were evident. He took the time to thoroughly understand my financial...
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Heath Thomas Jr. has received a review with 5 star rating from Kevin C
I had a great experience. Chris is responsive and transactions with him is fast and smooth. Highly recommended👍
Reply from Chris Fratta, NMLS# 196522
March 11th, 2024 07:23 PM
Thanks, Jonna! Congrats on your new home!
Professionalism and excellent advice
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
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