Highlands Residential Mortgage, Ltd. - Baltimore, MD's Cover Image
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Highlands Residential Mortgage, Ltd. - Baltim...

A Higher Standard of Lending

Baltimore, MD
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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5 Star
94%
4 Star
5%
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0%
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1 Star
1%
Reviews from Web
  • for
    Gene Frazier
    Encompass
    W
    Willie J W
    Baltimore, MD
    Posted on November 30th, 2024 06:56 PM
    The professionalism and walking you through the process.
    Reply from Gene Frazier
    December 3rd, 2024 06:59 PM
    I'm really glad to hear that you were satisfied with my guidance throughout the mortgage process, Willie. Your positive feedback is greatly appreciated and I take pride in being able to provide a professional service to you. If you have any...
    read more
  • K
    Kelsey H
    Libertytown, Maryland
    Posted on August 27th, 2024 03:13 PM
    Chris provided the required documents very quickly , but he was also available for discussion with more complex questions. He was very supportive and communicative. I felt informed and supported throughout the whole process.
    Reply from Chris Fratta
    August 27th, 2024 03:49 PM
    Kelsey, Thank you for your business and confidence! If you have any future questions, concerns, or referrals, please do not hesitate to call! Enjoy your new home!
  • T
    Todd S
    Ellicott City, Maryland
    Posted on July 30th, 2024 10:51 PM
    I worked with Chris Fratta on a refinance on my home, and his thoroughness and follow up were outstanding. I can say this with certainty, having completed a loan on a 2nd home in 2022 where Chris was not involved (it was a builders financing)....
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    Reply from Chris Fratta
    August 26th, 2024 09:31 PM
    Thank you, Todd!
  • M
    Melissa G
    Nottingham, Maryland
    Posted on July 29th, 2024 05:49 PM
    Chris was very knowledgeable and communicative throughout the entire process. He helped me to understand everything going on so there were no surprises at any point. He was a pleasure to work with and I would recommend him to anyone looking...
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    Reply from Chris Fratta
    July 29th, 2024 06:28 PM
    Thanks, Melissa! Enjoy your new home, and please don't hesitate to call if you have any questions, or any friends or family or might need my help. Thanks, Chris
  • W
    William H
    Ellicott City, Maryland
    Posted on July 23rd, 2024 01:02 AM
    An opportunity to purchase a home came up unexpectedly and we had to act fast. We had not prequalified and it had been several years since we had financed a home. I called Chris Fratta the day we signed a contract with a seller who needed his...
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    Reply from Chris Fratta
    July 23rd, 2024 01:13 AM
    Thanks, Bill. I really appreciate the kind words and your confidence. I hope you guys are enjoying the home and please do not hesitate to call/email/text me with any questions. Have a great evening!
  • N
    Nicole D
    Fayetteville, North Carolina
    Posted on July 19th, 2024 12:07 PM
    Chris is phenomenal. If I’d been able to select ‘even better than the highest option’ I would have. He helped buy our last house and we went straight to him for this house. I’ve got see respect for his experience, strategic thinking, flexibility,...
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    Reply from Chris Fratta
    July 22nd, 2024 06:17 PM
    Nicole, thank you so much for the kind words and the continued support and business. Enjoy your new home and please do not hesitate to call/email/text with any futures questions. Stay safe!
  • D
    David T
    Posted on June 20th, 2024 03:55 PM
    I recently had the pleasure of working with Heath Thomas as my mortgage salesman, and I cannot recommend him highly enough. From the very beginning, his dedication and work ethic were evident. He took the time to thoroughly understand my financial...
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  • K
    Kevin C
    Posted on June 20th, 2024 01:52 PM
    Heath Thomas Jr. has received a review with 5 star rating from Kevin C
  • J
    Jonna L
    Posted on March 7th, 2024 03:13 PM
    I had a great experience. Chris is responsive and transactions with him is fast and smooth. Highly recommended👍
    Reply from Chris Fratta, NMLS# 196522
    March 11th, 2024 07:23 PM
    Thanks, Jonna! Congrats on your new home!
  • M
    Matthew R G
    CROFTON, MD
    Posted on November 9th, 2022 12:53 PM
    Professionalism and excellent advice
  • 141–150 of 241
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.