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Flat Branch Home Loans in Godfrey, IL

Flat Branch Home Loans, Godfrey, IL

Godfrey, IL
Company Logo
Our Godfrey, IL office is located off Homer Adams Parkway across from Quik Trip and by the only remaining Mr. Donut in the country. As members of the Riverbend area our team of loan officers understand that owning a home is not only a finan... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(618) 467-5626
Godfrey, IL
https://flatbranchhomeloans.com/locations/godfrey
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
95%
4 Star
4%
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1%
Reviews from Web
  • for
    Deb Higgins
    Encompass
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    Andrew F
    EAST ALTON, IL
    Posted on April 22nd, 2026 05:04 AM
    Quick communications and tried to find the best deal
    Reply from Deb Higgins
    April 22nd, 2026 03:40 PM
    Congratulations on your new home Andrew and best of luck. Let us know if you have any questions or need anything
  • for
    Deb Higgins
    Encompass
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    Tricia S
    Alton, IL
    Posted on April 19th, 2026 12:21 PM
    I know if we have a pre-approval from Deb we are good to go! No last minute, "buyer doesn't qualify". Deb and her team always get the job done! Thank you!
    Reply from Deb Higgins
    April 20th, 2026 02:19 PM
    Thanks Tricia for your kind words. We appreciate you and love working with you. I never want to send a Realtor partner out to show and sell a buyer a house who I know we can't close the loan on. Please let us know anytime we can help you with...
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  • for
    Deb Higgins
    Encompass
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    Katelynn S
    EAST ALTON, IL
    Posted on April 18th, 2026 01:17 AM
    We had low closing costs, timely assistance, and a smooth experience because of Deb!
    Reply from Deb Higgins
    April 18th, 2026 05:10 PM
    Congratulations on the new place, hope you are truly happy there and if you need anything just give us a call. We are here to help you with anything you need. We appreciate your feedback and try to make sure your experience is a positive one....
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    Deb Higgins
    Encompass
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    Hannah D
    Charleston, IL
    Posted on April 15th, 2026 11:45 PM
    Mine was a special case and required a lot of patience and care and i really appreciated all that you put in to make my experience as smooth as possible.
    Reply from Deb Higgins
    April 16th, 2026 02:28 PM
    Glad we got things handled for you Hannah. Best of luck and stay in touch and let me know if you need anything.
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    Deb Higgins
    Encompass
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    Megan J
    Alton, IL
    Posted on April 10th, 2026 04:27 PM
    Deb is great to work with. This is the 3rd home I have purchased and she has done 2 of them and has been fantastic to work with every time.
    Reply from Deb Higgins
    April 10th, 2026 05:11 PM
    Congratulations on this one Megan, you let me know if you need anything or have any questions. Always a pleasure working with you.
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    Deb Higgins
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    Adam A
    EAST ALTON, IL
    Posted on April 9th, 2026 12:05 PM
    Just was a smooth experience during a process that can already be somewhat stressful.
    Reply from Deb Higgins
    April 10th, 2026 02:53 PM
    Thank you Adam, so glad we were able to help you with this purchase. Congratulations on becoming a homeowner. You stay in touch and let me know if you have any questions or need anything. Hope you love the new place.
  • for
    Deb Higgins
    Encompass
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    Kevin W
    GODFREY, IL
    Posted on April 1st, 2026 12:37 PM
    Deb is great to work with! She's on the ball and I've always had great experiences working with her. Highly recommended!
    Reply from Deb Higgins
    April 10th, 2026 02:55 PM
    Thank you Kevin, we thoroughly enjoy working with you as well. You are a professional and do a great job for your clients which makes our job easier.
  • for
    Flat Branch Home Loans
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    Kevin W
    Posted on April 1st, 2026 12:00 AM
    Flat Branch Home Loans has received a review with 5 star rating from Kevin W
  • for
    Deb Higgins
    Encompass
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    Jeremy R E
    GODFREY, IL
    Posted on March 27th, 2026 01:36 PM
    Deb went above and beyond to answer all my questions and to help me understand the entire process
    Reply from Deb Higgins
    March 27th, 2026 04:15 PM
    Congrats on the new place and let us know if you need anything Jeremy.
  • for
    Deb Higgins
    Encompass
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    Jerry M
    EDWARDSVILLE, IL
    Posted on March 23rd, 2026 03:19 PM
    Deb and the crew at flat branch are amazing to work with! They made it fast , easy and as painless as possible for buying my dream property!! 10/10 would recommend
    Reply from Deb Higgins
    March 23rd, 2026 03:31 PM
    Thanks for the nice review Jerry it was a pleasure working with you as well. Let us know if you need anything or have any questions that come up. Customers like you make our jobs so much easier, we appreciate you!!
    • 81–90 of 658
    About
    Our Godfrey, IL office is located off Homer Adams Parkway across from Quik Trip and by the only remaining Mr. Donut in the country. As members of the Riverbend area our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head over to our Godfrey location to meet your local loan officer.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149