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Flat Branch Home Loans in Godfrey, IL

Flat Branch Home Loans, Godfrey, IL

Godfrey, IL
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Our Godfrey, IL office is located off Homer Adams Parkway across from Quik Trip and by the only remaining Mr. Donut in the country. As members of the Riverbend area our team of loan officers understand that owning a home is not only a finan... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
  • M
    Makenzi R
    GODFREY, IL
    Posted on November 20th, 2025 02:36 AM
    Deb and her team are always a step ahead of the game and make the process so easy!
    Reply from Deb Higgins
    November 20th, 2025 05:20 PM
    Thank you Makenzi and glad we could be of assistance. Let us know if you need anything else.
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    Flat Branch Home Loans
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    Jesse R
    Posted on November 18th, 2025 12:00 AM
    Deb Higgins and Amanda were both great! Made the process very simple, smooth, and easy! Both quickly answered any questions I had along the way, and explained everything happening as the loan progressed to each milestone. Very happy with how...
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  • J
    Jesse R
    LITCHFIELD, IL
    Posted on November 15th, 2025 02:18 PM
    The whole process was very smooth! Every step of the process was explained clearly on the app, and if I had any questions both Deb and Amanda were quick to answer them for me! I couldn't be happier with how everything went, and would recommend...
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    Reply from Deb Higgins
    November 15th, 2025 02:55 PM
    Thank you Jesse, it was our pleasure helping you with what can be a stressful process. Congratulations on your new home and you let us know if you need anything. Enjoy the holidays in your new place.
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    Meghan H
    Posted on November 11th, 2025 12:00 AM
    Deb is fabulous! She goes above and beyond for her clients and is a true advocate. We are beyond satisfied with her!!
  • M
    Michael S H
    ROCKBRIDGE, IL
    Posted on November 10th, 2025 09:48 PM
    I had an excellent experience with Flat Branch. The team was professional, responsive, and made the mortgage process smooth and stress-free. Highly recommend!
    Reply from Deb Higgins
    November 10th, 2025 09:52 PM
    Thank you Michael so glad we could help. Congratulations on the new home and Happy Holidays.
  • C
    Charles R F
    WOOD RIVER, IL
    Posted on November 9th, 2025 07:35 PM
    Deb was the best help a person could ask for. She made it so we could understand the whole process and talked us through the whole process. We plan on referring her to everyone we know that needs a loan. Deb was available during and after hour...
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    Reply from Deb Higgins
    November 10th, 2025 09:53 PM
    Thank you Charles so happy for you both that you are now in your own home that you own. Congratulations to you both.
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    Ray F
    Posted on November 9th, 2025 12:00 AM
    Flat Branch Home Loans has received a review with 5 star rating from Ray F
  • M
    Marcus H
    EAST ALTON, IL
    Posted on November 8th, 2025 03:44 PM
    Deb and her staff was outstanding. Deb, went above and beyond. Even answer her phone on the weekends for any questions you may have.
    Reply from Deb Higgins
    November 10th, 2025 09:54 PM
    Thanks Marcus, working with you was a pleasure. You were on top of your stuff and made our job easier. Congratulations and enjoy your new home.
  • A
    Austin P
    GODFREY, IL
    Posted on November 8th, 2025 02:20 PM
    Deb and her team were amazing! Quick to respond to any questions I came up with!
    Reply from Deb Higgins
    November 10th, 2025 09:55 PM
    It was a pleasure working with you Austin, Congratulations on the new place.
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    Tonya B
    WOOD RIVER, IL
    Posted on November 6th, 2025 07:05 PM
    Deb was easy to work with,and and kept us up to date everyday
    Reply from Deb Higgins
    November 6th, 2025 08:25 PM
    Thanks Tonya, happy the loan closed and you are now a new homeowner. Let us know if you need anything.
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    About
    Our Godfrey, IL office is located off Homer Adams Parkway across from Quik Trip and by the only remaining Mr. Donut in the country. As members of the Riverbend area our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head over to our Godfrey location to meet your local loan officer.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149