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Flat Branch Home Loans in Godfrey, IL

Flat Branch Home Loans, Godfrey, IL

Godfrey, IL
Company Logo
Our Godfrey, IL office is located off Homer Adams Parkway across from Quik Trip and by the only remaining Mr. Donut in the country. As members of the Riverbend area our team of loan officers understand that owning a home is not only a finan... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(618) 467-5626
Godfrey, IL
https://flatbranchhomeloans.com/locations/godfrey
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
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4%
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Reviews from Web
  • for
    Flat Branch Home Loans
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    Haywood W
    Posted on January 15th, 2026 12:00 AM
    Great job. Highly recommended.
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    Deb Higgins
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    Timothy A T
    EAST ALTON, IL
    Posted on January 13th, 2026 06:00 PM
    Just lovely to work with. The timeline was pressing but she was completely professional and easy to work with.
    Reply from Deb Higgins
    January 13th, 2026 06:23 PM
    Tim, thank you for the positive review. I am so happy you ended up with the house you wanted and that your Realtor had the patience of a saint. I only wish from the seller and listing agent perspective that there was more respect for you being...
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    Deb Higgins
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    Ginny B
    BETHALTO, IL
    Posted on January 13th, 2026 02:14 PM
    The best lender ever ! Always on top of her loans!
    Reply from Deb Higgins
    January 13th, 2026 03:52 PM
    Always love it when we see your name on a sales contract. We know we will have a smooth transaction when you are the Realtor. Thanks for always doing a great job for your clients Ginny. Want someone who will work in your best interest call...
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    Flat Branch Home Loans
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    Ginny B
    Posted on January 13th, 2026 12:00 AM
    If you are looking for a lender to help you with your home purchase, Deb Higgins is the best.
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    Deb Higgins
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    Tommie K
    BETHALTO, IL
    Posted on January 10th, 2026 06:38 PM
    Deb was very easy to work with and explained everything in great detail during my home buying process. Would definitely recommend her to anyone looking to purchase a home.
    Reply from Deb Higgins
    January 12th, 2026 04:28 PM
    Thank you Tommie, We appreciate your kind review. Please be sure to let us know if you have any questions or need anything and hope you love your new home.
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    Deb Higgins
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    Deion W
    Alton, IL
    Posted on January 9th, 2026 04:14 PM
    Everything was black and white and delt with great communication .
    Reply from Deb Higgins
    January 9th, 2026 04:23 PM
    Thanks Deion, Congratulations on becoming a homeowner and you stay in touch with us and let us know if you need anything at all.
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    Deb Higgins
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    Terry S
    JERSEYVILLE, IL
    Posted on December 26th, 2025 04:22 PM
    It is always a great experience to work with Deb Higgins and her team.
    Reply from Deb Higgins
    January 12th, 2026 04:29 PM
    Thank you Terry, please stay in touch and let us know if we can help you with anything else.
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    Deb Higgins
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    Dane S
    BRIGHTON, IL
    Posted on December 22nd, 2025 07:17 PM
    Fast and easy
    Reply from Deb Higgins
    December 22nd, 2025 07:23 PM
    Thanks Dane and Congratulations to you and your family on your new home. We hope you love it and enjoy the holidays.
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    Ryan A
    WOOD RIVER, IL
    Posted on December 17th, 2025 03:27 PM
    She was very attentive and answered every question we had in a timely fashion.
    Reply from Deb Higgins
    December 29th, 2025 09:26 PM
    I appreciate your kind words, Ryan. It's important to me to be attentive and provide timely answers, so I'm glad to hear that I was able to meet your expectations. If you have any further questions or need assistance, feel free to reach out...
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    Kristina W
    BRIGHTON, IL
    Posted on December 17th, 2025 01:18 PM
    Deb went above and beyond! Not only does she have great consistent communication she is always available if needed! I would recommend Deb and her team to anyone needing a great lender! Thank you Deb! It was a pleasure working with you!
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    Reply from Deb Higgins
    December 17th, 2025 03:24 PM
    Thank you Kristina, it was a pleasure working with you as well. Hope to do this more often, You do a great job for your clients which makes our job easier. Let us know what we can do to help you.
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    About
    Our Godfrey, IL office is located off Homer Adams Parkway across from Quik Trip and by the only remaining Mr. Donut in the country. As members of the Riverbend area our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head over to our Godfrey location to meet your local loan officer.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149