Presidential Bank Mortgage | Frederick MD
Frederick, MD
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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Kristy is straight forward on pre-approval and items needed for transaction. She is always on top of them. She's been doing a great job on the many deals we worked together with for many years.
Reply from Owner
August 27th, 2026 10:22 PM
Thank you, Pau, for your kind words. I'm pleased to know that my straightforward approach and attention to detail have been helpful in our transactions. It's been a great experience working together over the years.
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I've been working with Kristy on many deals and she always do a great job by finishing the job done on time and easy to communicate. She is straight forward on the pre-approval and things needed to be done and no waste of time last minute.
Reply from Kristy Grams
August 24th, 2026 04:38 PM
Thank you, Pau, for sharing your experience. I'm pleased to know that my straightforward approach and timely communication have been helpful in our collaborations. It's always a pleasure working with you on these deals. I look forward to working...
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Terry & Missy are wonderful to work with. They are always available no matter what time of the day it is. I've done 3 transactions with them and each time its it's been a breeze! This is literally the best mortgage team.
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Everything
Reply from Mark Wharton - Presidential Bank Mo...
August 21st, 2026 12:50 PM
Thank you Tom for the nice review.
Attention to detail. Quick responses.
Reply from Jim Moss NMLS 821197 - Presidential...
August 20th, 2026 02:47 PM
Thank you!
Very personable and helpful. Responded in timely manner and answered questions or got us the help we needed.
Reply from Jim Moss NMLS 821197 - Presidential...
August 19th, 2026 02:52 PM
Thank you! We appreciate the opportunity to have served you. All the best to you both!
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This is the **second time I have had the pleasure of working with Terry Kernan through the mortgage process, and once again, the experience was absolutely phenomenal.** Terry is not only incredibly knowledgeable and professional, but he genuinely...
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This is the second time I have had the pleasure of working with Terry Kernan through the mortgage process, and once again, the experience was absolutely phenomenal.Terry went above and beyond to keep me informed every step of the way. He provided...
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Excellent service from start to finish. The process was smooth, communication was great, professional and very responsive. I would highly recommended.
Reply from Kristy Grams
August 17th, 2026 03:49 PM
Melvin, thank you for your kind words. I'm pleased to hear that you found the service smooth and communication effective throughout the process. Your recommendation means a lot to me.
John and team were amazing to work with thr the entire process.
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About
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.