

Presidential Bank Mortgage | Frederick MD
Frederick, MD

Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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jim did amazing at finding solutions to each problem I created I tried hard to stay on top of things and Jim was still a step or two ahead. when he created hurdles gor me to jump he helped me jump them it was a overall great experience with...
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Reply from Jim Moss NMLS 821197 - Presidential...
January 10th, 2026 06:57 PM
Thank you! It was a pleasure to assist you and we are beyond happy that you have achieved the goal of homeownership. All the best to you both!
Kristy Grams has received a review with 5 star rating from Tony J
Reply from Owner
January 24th, 2026 02:13 AM
I appreciate your rating, Tony. If there’s anything further you'd like to discuss, feel free to reach out.
she was very helpful I would recommend to my friends
Reply from Kristy Grams
January 6th, 2026 02:09 PM
I'm grateful for your recommendation, Awad. It's wonderful to know that you found my assistance helpful. If your friends have any questions or need support, I'd be more than happy to help. Thank you for your trust and support.
I have a great experience w with Kristy on my refinance. Thank you
Reply from Kristy Grams
January 6th, 2026 02:09 PM
I'm pleased to hear about your positive experience with your refinance, Van. Thank you for sharing your feedback. If you have any further questions or need assistance in the future, please reach out anytime.
Presidential Bank Mortgage | Frederick MD has received a review with 5 star rating from Josh H
in a word: Lisa. she was incredibly pleasant and knowledgeable to work with. I was shopping rates between multiple banks and she 100-percent earned my business through her exceptional service. I will recommend her to others in the future.
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Kristy is very informative and helpful in the whole process always looking for ways she can help ! she made our first time home buying experience better!
Reply from Kristy Grams
January 2nd, 2026 02:46 PM
It's great to hear that I could contribute positively to your first home-buying experience, Rachel. I'm pleased that you found the information and support throughout the process helpful. If you have any more questions or need future assistance,...
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Kristy Grams has received a review with 5 star rating from Saju K
Reply from Owner
January 2nd, 2026 02:46 PM
I appreciate your high rating, Saju. Thank you for your support.
Jim Moss NMLS 821197 - Presidential Bank Mortgage has received a review with 5 star rating from Patty S
Reply from Owner
March 3rd, 2026 07:24 PM
Thank you! Looking forward to working with you again!
Jim was wonderful and stayed on top of everything and made it happen when promised very pleasant experience
Reply from Jim Moss NMLS 821197 - Presidential...
January 1st, 2026 12:29 AM
Thank you! It was great working with you to help a wonderful family purchase their new home.
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About
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.