

Presidential Bank Mortgage | Frederick MD
Frederick, MD

Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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Reply from Mark Wharton - Presidential Bank Mo...
February 23rd, 2026 06:06 PM
Thank you for the nice review!
Kristy consistently demonstrates exceptional professionalism and exceeds expectations! Her communication is clear, knowledgeable, and timely, ensuring a smooth and efficient experience. I highly recommend her services for a stress-free and...
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Reply from Owner
February 19th, 2026 03:41 PM
Thank you, Brittany, for sharing your experience. It's rewarding to know that my efforts helped make the process smooth and efficient for you. Your recommendation means a lot to me, and I'm grateful for the chance to work with you. If you need...
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Kristy consistently demonstrates exceptional professionalism and exceeds expectations. Her communication is clear, knowledgeable, and timely, ensuring a smooth and efficient experience. I highly recommend her services for a stress-free and...
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Reply from Kristy Grams
February 19th, 2026 03:40 PM
Your positive feedback is greatly appreciated, Brittany. I'm pleased to know that my communication and professionalism helped make your experience smooth and efficient. Thank you for recommending my services, and don't hesitate to reach out...
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Kristy provided excellent service throughout my mortgage process. She was professional, responsive, and made everything easy to understand from start to finish. Any questions I had were answered quickly, and she kept me informed every step...
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Reply from Kristy Grams
February 16th, 2026 08:20 PM
Thank you, George, for your kind feedback. I'm pleased to hear that you found the mortgage process clear and stress-free. It was my priority to keep you informed and address your questions promptly. Your recommendation means a lot to me, and...
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Smooth process
Reply from Kristy Grams
February 16th, 2026 02:37 PM
It's great to hear that you found the process smooth, Robert. I'm pleased I could assist you, and if there’s anything more I can do, please don’t hesitate to contact me.
Kristy provided outstanding service from start to finish. She guided me through the entire process, kept me informed, and made sure everything stayed on track. Thanks to her hard work and support, I was able to get my home. I highly recommend...
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Reply from Kristy Grams
February 15th, 2026 07:48 PM
George, it's great to know that you felt supported throughout the entire process. I'm glad to hear that my guidance was helpful in getting your home. Thank you for recommending my services, and if you need any assistance in the future, don't...
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Kristy is always wonderful to work with! I recommend her to everyone, from first-time buyers to investors. She goes above and beyond, is incredibly knowledgeable, and truly makes the process easy. I can’t say enough great things about her!
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Reply from Kristy Grams
February 9th, 2026 08:09 PM
It's fantastic to hear such positive feedback, Sierra. Knowing that my efforts have made the process straightforward for you is heartening. Your recommendation means a lot to me, and I'm grateful for your trust. If there's anything else I can...
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Mr. Jim was super communicative throughout the entire loan process, and he was a pleasure to work with—kind and very approachable!
Reply from Jim Moss NMLS 821197 - Presidential...
February 9th, 2026 03:23 PM
Thank you so much! It was a pleasure to work with you and your family in your journey to find the prefect home.
Kristy did a very good job keeping in touch an explaining every step of the way !!
Reply from Kristy Grams
February 8th, 2026 03:31 PM
I'm grateful for your feedback, Jack. It's reassuring to hear that staying in touch and providing clear explanations were valuable to you. If there's anything further you need or questions you have, I'm here to help.
Kristy was wonderfu! She responds to questions immediately and assists with the process the whole way thru. Her whole team was grest with follow up and providing information to us. I highly recommend Presidential!!
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Reply from Kristy Grams
February 8th, 2026 03:25 PM
Thank you for sharing your experience, Jean. I'm pleased to hear that my responsiveness and guidance throughout the process were helpful to you. It’s great to know the team’s follow-up and information met your expectations. I truly appreciate...
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About
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.