Presidential Bank Mortgage | Frederick MD's Cover Image
Presidential Bank Mortgage | Frederick MD in Frederick, MD

Presidential Bank Mortgage | Frederick MD

Frederick, MD
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Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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  • C
    Cin S
    Catonsville, MD
    Posted on April 28th, 2026 04:14 PM
    It's was great
    Reply from Mark Wharton - Presidential Bank Mo...
    April 28th, 2026 06:42 PM
    Thank you Cin for the nice review.
  • M
    Marguerite B
    Hagerstown, MD
    Posted on April 28th, 2026 03:15 AM
    Kristy is extremely responsive. She does an amazing job at not only answering questions, but explaining and exploring all options.
    Reply from Kristy Grams
    April 28th, 2026 03:53 PM
    Marguerite, thank you for highlighting my responsiveness and dedication to exploring all options with you. I'm pleased to know that my efforts in answering and explaining were helpful. If there's anything else you need, I'm here to assist.
  • E
    Ethan S
    Posted on April 24th, 2026 10:19 PM
    Kristy Grams has received a review with 5 star rating from Ethan S
    Reply from Owner
    April 28th, 2026 03:53 PM
    Thank you for the excellent rating, Ethan. I appreciate your support and look forward to working with you again in the future.
  • E
    Ethan L S
    Hagerstown, MD
    Posted on April 24th, 2026 10:19 PM
    Kristy and her team are absolutely amazing! Very communicative and made the buying process much easier than expected. I will absolutely be recommending her to all my friends and family.
    Reply from Kristy Grams
    April 25th, 2026 12:19 AM
    Thank you so much, Ethan. I'm pleased to hear that you found the buying process easier with our team's communication efforts. Your recommendation to friends and family means a lot to me, and I'm grateful for your support. If you ever have more...
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  • F
    Fairy D
    Posted on April 23rd, 2026 02:58 PM
    Jim is the best in the business! Looks out for his clients.
    Reply from Owner
    April 30th, 2026 02:38 PM
    Thank you!! We appreciate your commitment in being a repeat client!
  • H
    Hydie F
    Hancock, MD
    Posted on April 23rd, 2026 02:58 PM
    Jim made it great
    Reply from Jim Moss NMLS 821197 - Presidential...
    April 23rd, 2026 03:41 PM
    Thank you! We appreciate your commitment to letting us serve you each time that you have needed mortgage financing.
  • J
    Jacob S
    Hagerstown, MD
    Posted on April 21st, 2026 11:39 PM
    Jim was incredibly patient with all the questions my wife and I threw at him and always got back to us relatively quickly. It felt great knowing we had someone so attentive and reliable in our corner.
    Reply from Jim Moss NMLS 821197 - Presidential...
    April 22nd, 2026 01:50 AM
    Thank you! We appreciate the opportunity that you gave us and we wish you all the best in your new home.
  • K
    Kristen S
    Hagerstown, MD
    Posted on April 21st, 2026 10:56 PM
    Jim made this process so easy and kept us informed about what the next steps were throughout the loan process. He made us aware of all our options and thoroughly answered any questions we had. He always made himself available when we had questions...
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    Reply from Jim Moss
    April 22nd, 2026 01:52 AM
    Thank you! Your trust in us to guide you through the mortgage process means a lot. We hope that you make many happy memories in your new home!
  • K
    Kelly T
    Boyds, MD
    Posted on April 21st, 2026 01:35 PM
    Fantastic experience! We were first time homebuyer and Mr. Mark Wharton was exceptionally quick to respond and and proactive in his communication throughout the entire mortgage process from pre- approve to closing we always know we we stood...
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    Reply from Mark Wharton - Presidential Bank Mo...
    April 21st, 2026 01:39 PM
    Thank you for Kelly for the nice review.
  • T
    Ted O M
    Occoquan, VA
    Posted on April 15th, 2026 06:21 PM
    Lisa was always very responsive, friendly, knowledgeable, and helpful.
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    About
    Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Loan Origination

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.