Embrace Home Loans - Viera, FL's Cover Image

Embrace Home Loans - Viera, FL, Melbourne

Melbourne, FL

4.93

(2,160)

Mortgage

Mortgage Loan Officer

Contact Info

(321) 821-1000

Melbourne, FL

https://www.embracehomeloans.com/location/florida/viera

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM(Open now)

Fri

9 AM to 5 PM

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4.93

(2,160)

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5 Star

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Embrace Home Loans - Viera, FL has received a review with 5 star rating from Amy K

Stephen and his team kept us updated throughout the entire transaction and closed the loan on time.

Underwriting not working with me, signing same documents four times. Giving proof of income multiple times after my bank confirming.

Reply from Chris Wurtzbacher

November 25th, 2025 06:00 PM

I'm sorry to hear about the frustration you experienced with the underwriting process, Dale. I understand how signing documents and providing proof of income multiple times can be inconvenient. Let's address this situation and see how I can...

Thanks for helping us thru this it was a lot. Both you and Pat made it happen thank you for your professional touch and making us feel able to have people we felt we could trust.

Reply from Chris Wurtzbacher

November 24th, 2025 06:41 PM

I appreciate your feedback, Gary. I'm glad that both Pat and I could provide the support you needed during the process. It’s important to me that you felt comfortable and trusted us every step of the way. If you need any further assistance,...

Fantastic to deal with! Always upbeat and positive! Made everything easy. So organized. The process was simple and thorough. Very easy to use phone app and to confirm uploads. Stephen was awesome!

Reply from Stephen Thaggard

November 24th, 2025 08:17 PM

I'm grateful for your feedback, Virginia. It's great to know that the process felt simple and thorough for you. Staying organized and maintaining a positive approach are important to me, so it's rewarding to hear you noticed. If there's anything...

I would recommend Steve Thaggard at Embrace in a heartbeat! He made everything so easy. He did all the legwork. The phone app and website make things easy to upload. Steve & his wife Karen make buying a house a breeze! They are very pleasant...

Stephen was always available to answer our questions when we needed them answered. It didn't take long for him to get back to us when he needed to find an answer. He definely made the process easy for us. He had our backs through every step...

Reply from Stephen Thaggard

November 24th, 2025 02:26 PM

Craig, thank you for your kind words. I'm pleased to hear that I could be there when you had questions and that the process felt manageable for you. Knowing I played a part in helping you purchase your new home means a lot. If anything else...

He was very patient and kind while answering all our questions.

Reply from Chris Wurtzbacher

October 31st, 2025 12:10 PM

I appreciate your feedback, Symphony. It's important to me to provide patient and kind support through every part of the process. If any new questions come up, feel free to reach out anytime.

Donny is the best! He helped my buyer get to closing early, he helped us navigate difficult circumstances regarding the roof and the appraisal with ease! He is a 10/10 mortgage lender, and could not suggest him enough to anyone looking to buy...

Reply from Owner

October 30th, 2025 02:30 AM

I appreciate your 5.0-star review Sam! Helping Joe get to closing ahead of schedule and handling the challenges with the roof and appraisal was my pleasure! Glad you could be there, and I hope you had a great trip! It's my goal to maintain...

Donny was amazing! Super timley, always in a great mood, and he even got us to closing a day early despite some difficult factors and showed up to the closing table with us. Excellent experience with Donny at Embrace home loans!

Reply from Donny Panasis

October 30th, 2025 02:30 AM

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2016

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.