Decatur, GA
Decatur, GA
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Working with Ashley and Andrea Ragan always makes the process smooth and stress free! Their constant communication makes the process so easy.
for
Decatur
Working with Ashley and Andrea Ragan always makes the process smooth and stress free! Their constant communication makes the process so easy.If you need a loan, I would contact these ladies, they are wonderful and professional!
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Ashley and everyone on the team were very professional. I felt like we were in good hands. They made the process easier for us. I highly recommend Ashley!
for
Decatur
Decatur has received a review with 5 star rating from Julia H
I dreaded buying amother home because of my previous experiences. When i was referred to Ashley Rustom, my anxiety went away. To say that she worked hard is an understatement. Ashley is the only person who will do my loans going forward and...
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for
Decatur
Ashley Rustom of Element Home Loans made this very easy. I would highly recommend them.
Ashley and Andrea were very helpful, responsive and able to answer any questions that I had quickly and clearly. The home buying process is stressful and it was refreshing to have them alleviate the stress and help me get my dream home. They...
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for
Decatur
Ashley and Andrea provided great service! They were responsive and kept me advised of the progress of closing on my home. Highly recommended.
Easy process. Very professional. Excellent service
I recently had a fantastic experience with Element Home Loans while securing my mortgage. From the initial consultation to the closing process, their team was incredibly knowledgeable and responsive. They took the time to explain every step,...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.