Decatur, GA
Decatur, GA
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
The experience that I had as a first time home buyer was very pleasant and smooth, and the loan originator was very helpful in any answers that I needed answer in the process of getting the loan...
Straightforward, professional and caring service.
Ashley Rustom and Andrea Ragan were very professional, straightforward and honest. Ashley gave great advice and insights on what I needed to do to ensure a smooth transition. Andrea always made sure I knew what was needed from underwriting...
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Ashley Rustom at Element Home Loans has received a review with 5 star rating from Ocie J M
Ashley has been my number-one lender and go-to since a mutual friend introduced us in February 2011. For more than 15 years, she has consistently earned my trust through her dedication, communication, and commitment to my clients.When other...
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Decatur
Decatur has received a review with 5 star rating from Rena S
Ashley Rustom and Andrea Regan are the perfect team!! They work hard to get the very best outcome for you and make the experience as smooth as possible. Communication is key and they are on top of that!! I have worked with them now 3 times!!...
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Decatur
Decatur has received a review with 5 star rating from Adrian G
I've worked with Element for various home and investment purchases. Communication is top knotch and they worked to get me the best loan and rate possible.
For a first time home buyer i don't have anything to compare it with but over all everything went smooth, answered questions quickly, kept me informed, an overall satisfactory experience.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.