
Decatur, GA
Decatur, GA

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very prompt , courteous ! Always tesponds responds quickly to any questions!!!
Ashley and team did a great job and everything went very quickly.
Ashley and her team were amazing from start to finish. We received great communication in every step of the process. Ashley makes the loan process less intimidating. We look forward to working with her again!
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Ashley and her team were amazing from start to finish. We received great communication in every step of the process. Ashley makes the loan process less intimidating. We look forward to working with her again!
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It was a wonderful experience.
The experience was great and you all made sure the process went smooth with us, even with some frustration but you all made it happen for us and we are very grateful.
Element Home Loans was fantastic! My loan originator was knowledgeable and kept me informed every step of the way. Great communication and a smooth process!
Decatur has received a review with 5 star rating from JADEN L
The entire team was very patient. Mrs. Donna German, Mrs. Ragan, Mrs. Rustom, Mrs. Betsey, P.has been extremely transparent about everything. They really wanted me to get through this process without any stress. I will recommend anyone who...
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Working with Ashley and Andrea Ragan always makes the process smooth and stress free! Their constant communication makes the process so easy.If you need a loan, I would contact these ladies, they are wonderful and professional!
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.