Davidson, NC
Davidson, NC
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Business Hours
Sun
closed
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
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Reviews from Web
I have worked with Element on my personal loan and with my buyers! They are always ready to help and get the job done with intentionality and professionalism. I couldn’t recommend a better team to work with. Sarah and Jacob have been especially...
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Reply from Owner
May 18th, 2026 11:34 PM
Thank you and congratulations!! It was an honor to be a part of your purchase.
Brad and his team are amazing - by far the smoothest mortgage process I've ever had. Would highly recommend.
Reply from Owner
March 24th, 2026 05:32 PM
Thanks so much Clemens we truly appreciate it! Our goal is to make every mortgage experience smooth and advice-driven, and we’re honored to have earned your recommendation.
I’ve used a lot of mortgage companies, but they are far above the best from knowledge to resources to customer support. Brad and his wife are a power team- will use again.
Reply from Owner
March 14th, 2026 01:04 AM
Andrew, thank you for the incredible review! We truly appreciate you taking the time to share your experience. It means a lot to our family and our team.Our goal is always to go beyond just quoting rates and instead help clients make the best...
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Great lender to work with! Jacob was professional, responsive, and communicative throughout the entire transaction. I always appreciate partnering with someone who keeps things on track and makes the process smooth. Highly recommend!
Reply from Owner
May 18th, 2026 11:35 PM
Thank you Tamera!
First and foremost, single mother, full time job, pretty new to area and I ask A LOT of questions.I love these guys. Between personalizing your experience, answering every and all questions (in a timely manner, none of that dragging things...
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Reply from Owner
December 19th, 2025 08:54 PM
I'm truly pleased to hear about your positive experience, Rosy. Assisting you with your home purchase was a privilege, and I'm glad we could provide the detailed support and answers you needed. Your thoughtful words about our attention to detail...
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Prompt responsiveness, great rate timing.
This team is the best in the business. They are top notch across the board, but I specifically appreciate their educational approach and responsiveness. I have full confidence referring business to this team and know my connections will be...
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Reply from Owner
May 18th, 2026 11:35 PM
Thank you Ryan!!
⭐️⭐️⭐️⭐️⭐️ Jacob was the truth from start to finish. Even though I wasn’t ready to buy at the moment, he still walked me through everything with patience and real knowledge. He broke down my credit issues, told me exactly what steps to take,...
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Reply from Owner
November 17th, 2025 05:45 PM
Thank you for the amazing and thoughtful review, Kevin! We couldn't have gotten it done without the hard work on your end as well- looking forward to helping you get into a new home when the time comes! Hope you and your family have a happy...
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Brad, Angela and the entire team provided outstanding service throughout the complete process. Their knowledge and recommendations were on point at every turn. Give them a call!
Reply from Owner
November 10th, 2025 04:11 PM
Thank you, David! It was an honor to work with you and Kimberly- hope the Coastal life treats you well!!
Bradley Roche at Element Home Loans has received a review with 5 star rating from Nathan E
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.