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Thomas Bush at Element Home Loans - Loan Originator | NMLS# 108137 in Davidson, NC

Thomas Bush at Element Home Loans

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Loan Originator | NMLS# 108137

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An Airline Industry career gave Thomas a strong foundation in customer service which he’s drawn on for more than decade as mortgage planner. Surrounded by outstanding team members and coaches he’s built a competitive advantage that enables ... Show More
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  • Encompass
    R
    Robin C G
    Forest City, NC
    Posted on June 25th, 2026 10:21 PM
    I am a first time homeowner and my experience with Element Home Loans was very satisfying. Thomas Bush was very informative and communicated often with me during the process explaining everything to me. I am very thankful for all of his help...
    read more
    Reply from Thomas Bush | Branch Manager | Elem...
    June 29th, 2026 05:42 PM
    Robin, I'm grateful for your kind words and am pleased to hear that I could assist you in your journey to becoming a homeowner. It's wonderful to know that my communication made the process easier for you. Thank you for recommending me to your...
    read more
  • Encompass
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    Timothy A L
    Troutman, NC
    Posted on April 24th, 2026 01:10 PM
    Tommy did a great job explaining my loan process. He was available any time I needed him.
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    Mark G
    Mooresville, NC
    Posted on December 9th, 2025 05:04 PM
    Prompt responsiveness, great rate timing.
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    Nathan E
    Burgaw, NC
    Posted on October 28th, 2025 09:17 PM
    I would say very professional and stayed on top of things, even though we had a short closing period.
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    M
    Maja T
    Mooresville, NC
    Posted on October 13th, 2025 02:57 PM
    Tommy did all the hard work for us, and he helped us understand everything we needed to do, and the best course of action to take, since we were first time home buyers, and we had not the slightest idea on where to start or if we were even...
    read more
    Reply from Thomas Bush | Branch Manager | Elem...
    October 15th, 2025 04:10 PM
    I'm really glad I could assist you on your journey as first-time home buyers, Maja. It's important to me that you feel well-informed and confident about the process, and I'm pleased to know that my efforts made a difference for you. If there's...
    read more
  • Encompass
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    Erin N
    Raleigh, NC
    Posted on May 28th, 2025 12:14 PM
    The process was smooth and easy. Tommy and his team walked me through the whole process. They were knowledgeable and helped answer any questions I had.
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    Daniel P D
    Lincolnton, NC
    Posted on April 7th, 2025 01:47 PM
    Thomas, Jade, Angela and Sarah were PHENOMENAL!!! They always made themselves available to answer questions or concerns, kept us up to date on the status every step of the way, as well as letting us know what was going to happen next. Which...
    read more
  • Encompass
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    Parthiv P S
    Charlotte, NC
    Posted on April 4th, 2025 12:17 PM
    Working with Thomas was an excellent experience. He delivered outstanding customer service, responded promptly, and provided clear, informative guidance. He was highly attentive to my deadlines and supported me throughout the entire refinance...
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    Frances G H
    Shelby, NC
    Posted on December 16th, 2024 11:04 PM
    Pleasant experience with loan originatior.He explained the process to me and eased my concerns about the final approval.
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    S
    Samuel R T E
    Maiden, NC
    Posted on August 30th, 2024 01:19 PM
    Great experience
    Reply from Thomas Bush | Branch Manager | Elem...
    September 3rd, 2024 06:37 PM
    Thank you, Samuel! It was a pleasure working with you
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    About
    An Airline Industry career gave Thomas a strong foundation in customer service which he’s drawn on for more than decade as mortgage planner. Surrounded by outstanding team members and coaches he’s built a competitive advantage that enables him to efficiently navigate the complex loan process for clients. Each transaction changes a family’s life and impacts the community as the kids become adults and buy their first homes. With that in mind I focus on being a great problem solver and I welcome challenges because resolving them gets one more family the ability to have a home, build equity and stabilize their future.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 108137
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.