
Davidson, NC
Davidson, NC

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Super helpful and very knowledgeable! Thanks for being there every step of the way!
I cannot thank Bradley Roche and Family Mortgage Company enough for making my dream of homeownership a reality. They were the only team that truly took me by the hand and navigated the entire process with me. No matter what inconvenience popped...
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Working with Bradley Roche and Family Mortgage Company was an absolute blessing. The home-buying process can feel overwhelming, but they were the only ones who truly took me by the hand and walked me through every single step of the journey....
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Joe Hudson with Element Home Loans is my go-to lender! Joe is efficient, knowledgeable, responsive, and truly understands the residential lending process. As a real estate professional, I know firsthand that not all lenders are created equal—and...
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Dear Brad, Jacob, and Sarah,I just want to take a moment to sincerely thank all of you at Element Mortgage for everything you did to help me with my mortgage loan.Your knowledge, patience, communication, and willingness to help throughout the...
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Reply from Owner
August 20th, 2026 09:20 PM
Thank you it was an absolute pleasure with working with you and look forward to working with you in the future.
I worked with Joe Hudson, Brad Roche, and Sarah Roche. All were extremely helpful and provided me with the necessary information and tools to smoothly navigate the home buying process and make the best decisions for my situation. I highly recommend...
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Reply from Owner
August 20th, 2026 09:20 PM
Thank you, Jackson. It was an honor to be a part of your next chapter came together great.
I had an excellent experience working with Jacob and the team at Element Home Loans, including Angela and Brad. From start to finish, they were professional, knowledgeable, and extremely experienced.What stood out most was their honesty, integrity,...
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Brad and the Mortgage Planner Team were very efficient, organized, and easy to work with during the entire application process. Their clear and consistent communication, rapid response times, and helpful insights throughout the process made...
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My wife and I were purchasing our first home and immediately learned the whole process can be very confusing and it’s hard to find people to trust. We were introduced to Jacob and he quickly got on the phone with me and explained the entire...
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Bradley Roche at Element Home Loans has received a review with 5 star rating from Madeleine C
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.