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Flat Branch Home Loans in Columbia, MO

Flat Branch Home Loans, Columbia, MO

Columbia, MO
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Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also a... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
97%
4 Star
3%
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Reviews from Web
  • Encompass
    M
    Mary E D
    COLUMBIA, MO
    Posted on May 24th, 2026 03:18 AM
    Tom was super helpful and answered all of our questions and helped us lock in a good rate!
    Reply from Tom Stone
    June 3rd, 2026 08:37 PM
    Mary, I'm pleased to hear that I could assist you and help secure a good rate. Thank you for your kind words and for choosing Flat Branch Home Loans!
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    Chris B
    Mexico, MO
    Posted on May 23rd, 2026 07:08 PM
    Laura did a fantastic job from start to finish. I appreciate her due diligence and hard work.
    Reply from Laura Royse
    June 2nd, 2026 04:19 PM
    Thank you, Chris! Let's do it again soon!
  • Encompass
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    Chase H K
    Mobile, AL
    Posted on May 22nd, 2026 04:45 PM
    Gus communicated and kept me up-to-date throughout the entire process and made sure things kept moving. Couldn't ask for a better experience!
    Reply from Gus Ruiz
    May 26th, 2026 09:50 AM
    It was so great getting to work with you. Hope you make tons of great memories in your new home.
  • Encompass
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    James C
    FAYETTE, MO
    Posted on May 22nd, 2026 03:19 PM
    He was great to work with. tom was great to work with every question we asked he had a legitimate answer for going forward we would definitely recommend his services to anyone in our circle that needs realistate services 👍🏾😊❤️
    Reply from Tom Stone
    June 1st, 2026 03:19 PM
    James, I appreciate your kind words and am glad to hear that my answers were helpful to you. It's appreciated to know you would recommend my services at Flat Branch Home Loans. Thank you for trusting me with your real estate needs!
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    Linda D C
    FAYETTE, MO
    Posted on May 22nd, 2026 03:15 PM
    Tom explained everything as we were going step by step. I could reach him at any time and no question was too much for him. Definitely would use him again!
    Reply from Tom Stone
    June 1st, 2026 03:15 PM
    Linda, I'm grateful for your kind words and happy to know that my explanations and availability were helpful to you. It's appreciated to hear you would choose to work with me again at Flat Branch Home Loans!
  • E
    Eric K
    Columbia, MO
    Posted on May 22nd, 2026 02:41 PM
    Kelle was excellent at communication throughout the entire process, very easy to work with.
    Reply from Kelle Walters
    May 28th, 2026 03:38 PM
    Thank you, Eric! Best wishes in your new home!
  • M
    Michael H
    Benton, AR
    Posted on May 22nd, 2026 12:02 AM
    Preston Madison was great to work with. He really knew his numbers, understood my questions right away, and always seemed well prepared with helpful advice. He made the whole process feel a lot less stressful and easy to navigate. Overall,...
    read more
    Reply from Preston Madison
    September 24th, 2026 02:15 PM
    Thank you Mike! Appreciate you!
  • K
    Kyle P
    Mexico, MO
    Posted on May 21st, 2026 08:32 PM
    The whole process from pre approval through the loan process was made simple through the ap. Everytime Laura needed anything I would receive email and text. Which that makes it nice for someone that doesn't check their email very much. Any...
    read more
    Reply from Laura Royse
    May 22nd, 2026 07:31 PM
    Thank you, Kyle! So happy for you!
  • J
    Jill H
    Posted on May 21st, 2026 04:36 PM
    We had a great experience with Flat Branch in Columbia!
    Reply from Owner
    May 22nd, 2026 07:31 PM
    Thank you, Jill! Welcome HOME :)
  • J
    Jill H
    Columbia, MO
    Posted on May 21st, 2026 04:35 PM
    Laura was very communicative, clear, and pleasant while answering the many questions we had during this process!
    Reply from Laura Royse
    May 21st, 2026 05:12 PM
    Thank you, Jill! Welcome to Columbia!
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    About
    Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head downtown to our Columbia location to meet your local lender!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149