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Flat Branch Home Loans in Columbia, MO

Flat Branch Home Loans, Columbia, MO

Columbia, MO
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Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also a... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
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3%
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Reviews from Web
  • Encompass
    J
    Juan F C
    COLUMBIA, MO
    Posted on June 26th, 2026 12:55 PM
    Great experience from start to finish! He was professional, responsive, and made the entire home loan process smooth and stress-free. I highly recommend working with him.
    Reply from Tom Stone
    July 6th, 2026 12:55 PM
    Juan, I appreciate your kind words and am glad to hear that you had a great experience from start to finish. It's good to know that I was able to make the home loan process smooth and stress-free for you. Thank you for your recommendation!
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    Rachel A
    Gautier, MS
    Posted on June 25th, 2026 05:12 PM
    Consistent communication with me (the buyer's agent), the buyer, and the seller's agent is crucial, and Gus and his team surpass the expectations. We not only got clear to close on time, but with last minute hiccups that were out of everyone's...
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    Reply from Gus Ruiz
    June 25th, 2026 11:23 PM
    Thank you so much for the kind words Rachel. It has been a pleasure working with you recently and we are always here to support you and your business in any way we can.
  • T
    Theresa R
    Columbia, MO
    Posted on June 25th, 2026 04:11 AM
    Kelle is very friendly and answered all my questions!
    Reply from Kelle Walters
    June 29th, 2026 09:21 PM
    Thank you, Theresa! Glad I could help!
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    Paige H
    CENTRALIA, MO
    Posted on June 24th, 2026 07:41 PM
    Amazing and easy!
    Reply from Tom Stone
    July 6th, 2026 08:32 PM
    Paige, I'm grateful to hear that you found the process amazing and easy. Thank you for sharing your positive experience!
  • L
    Lawrence A B
    COLUMBIA, MO
    Posted on June 24th, 2026 07:33 PM
    The website and reminder emails made it easy to know what I needed to provide and when, and document uploads were easy. Laura answered questions promptly and clearly.
    Reply from Laura Royse
    June 30th, 2026 04:42 PM
    Thanks, Larry! So happy to welcome you here to Columbia!
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    Deborah M
    STURGEON, MO
    Posted on June 24th, 2026 05:45 PM
    It's always great to work with Tom and his team!! Very professional and on the ball!
    Reply from Tom Stone
    July 24th, 2026 05:46 PM
    Deborah, I appreciate your positive feedback. I'm glad to hear that you find working with my team and me to be a professional experience. Thank you for your kind words!
  • M
    Matthew M
    HALLSVILLE, MO
    Posted on June 23rd, 2026 02:12 PM
    Allison Elliot is an absolute amazing woman with an amazing attitude. I've delt with other lenders jn he past and wasnt happy at all. Allison is the best at what she does and I highly recommend talking with her before anyone else if your needing...
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    Reply from Allison Elliott
    June 26th, 2026 03:56 PM
    Thank you, Matt! I have loved working with you over the years! I am so happy for you and your family. Cheers to many years of happiness and joy in your home with your wonderful fam!
  • A
    AJ G
    Jefferson City, MO
    Posted on June 23rd, 2026 01:12 PM
    Always easy to get ahold of and always have a solution. Pleasure working with you again Brenn!
    Reply from Brenn Bartz
    June 26th, 2026 04:09 PM
    It was a pleasure working alongside you AJ! It takes a village.
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    Destiney J
    Mobile, AL
    Posted on June 22nd, 2026 04:33 PM
    Gus is always a pleasure to work with. His communication is consistently excellent, and he does a great job keeping everyone informed throughout the entire process. He is professional, responsive, and always willing to help however he can.
    Reply from Gus Ruiz
    June 22nd, 2026 04:56 PM
    Thank you, Destiny! It was such a pleasure working with you as well. Really enjoyed watching you work your magic on this deal. Looking forward to working together again soon :-)
  • Y
    Yixiang G
    COLUMBIA, MO
    Posted on June 22nd, 2026 03:18 PM
    Laura was quick to respond to the questions we had and stayed on top of all the paper works that were required during the process. She also kept us informed about the options we had in order for us to select the best one.
    Reply from Laura Royse
    June 22nd, 2026 03:43 PM
    It was a pleasure working with you! Congratulations!!!
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    About
    Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head downtown to our Columbia location to meet your local lender!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149