Flat Branch Home Loans, Columbia, MO
Columbia, MO
Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also a... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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I can’t recommend Gus enough! He made this transaction smooth from start to finish. His communication was outstanding, he kept everyone informed every step of the way, answered questions quickly, and worked hard to get our deal to the closing...
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Reply from Gus Ruiz
July 2nd, 2026 02:14 PM
Thank you for the kind words. It has been a pleasure working with you as well. Love seeing how you connect with your clients and your dedication to them.
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Being a 1st time home buyer the inexperience that I and my wife went into this with was met with high stress and anxiety. Your team and professionalism along with experience with running the numbers was invaluable to both my wife and I and...
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Reply from Brenn Bartz
July 13th, 2026 05:01 PM
Jonathan, I am so happy to hear that we could help alleviate that stress and anxiety that come with buying a home. You guys are definitely apart of the Flat Branch family and look forward to assisting you guys in the future if you need anything!...
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Tom was knowledgeable, courteous and patient as he walked me though the process And answered my many questions. He was also very accessible and prompt in returning my calls.
Reply from Tom Stone
July 13th, 2026 07:15 PM
Kathy, I appreciate your kind words about my knowledge and patience during the process. It's good to know that you found me accessible and prompt in returning your calls. Thank you for sharing your positive experience!
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This is the 2nd home I have purchased with Tom's assistance. Tom and his team are easy to work with and patiently answer my numerous questions. Thank you Tom and team for your assistance.
Reply from Tom Stone
July 13th, 2026 06:36 PM
Beth, I'm thankful for your continued trust in me and my team for your home purchases. It's great to hear that we were able to assist you with patience and ease throughout the process. Please feel free to reach out if you have any more questions...
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Brenn answered all of our random questions without complaint, was highly professional, and kept us up to date with everything through this process.
Reply from Brenn Bartz
July 13th, 2026 05:02 PM
Congrats to your family again! It was such an honor to be apart of this. Thank you for the trust and if you ever need anything, I am always here for you guys!
Allison was extremely helpful throughout the entire process! My husband and I are first time homebuyers so there was a lot that we did not understand and or did not even know about. Allison worked with us and got us the best possible rates...
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Reply from Allison Elliott
July 10th, 2026 05:45 PM
Kayla, I'm so glad to hear that I could assist you and your husband as first-time homebuyers. Securing the best possible rates and helping you understand the process is something I strive for with every client. Thank you for your kind words...
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Tom was easy to get a hold of on the phone and answered my questions in regard to a clients' VA loan. Closing went through on time which is always a "win" for me!
Reply from Tom Stone
July 30th, 2026 03:19 PM
Sarah, I'm glad to hear that I could assist you with your client's VA loan and that everything went smoothly. It's great to know the closing was on time and a positive experience for you. Thank you for sharing your thoughts!
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Laura is so knowledgable and has the best personality! She not only helped us through the initial process of purchasing our home but also helped us refinance. We'll always recommend Laura!
Reply from Laura Royse
June 30th, 2026 04:42 PM
Thanks, Ashley! It was so great helping you again!
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She had several scenarios in place.
Reply from Laura Royse
June 30th, 2026 04:42 PM
Thanks, Debora! Welcome to Columbia!!!
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Gus and his team at Flat Branch were fantastic to work with! They kept me informed every step of the way, communicated promptly, and worked hard to keep everything on track for a smooth closing. Their professionalism, attention to detail, and...
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Reply from Gus Ruiz
June 30th, 2026 05:51 PM
Thank you so much Tonya. It was so great working with you as well. The team and I are always here in case there is anything we can do to help in the near future :-)
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About
Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head downtown to our Columbia location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149