

Chesterfield, MO
Chesterfield, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Nathan's professional & very pleasant personality has been very important. He has replied promptly and I was confident in the quality of his advice.
Reply from Nathan Grojean
September 28th, 2026 04:26 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Ron goes above and beyond and makes sure you understand your numbers. We are so grateful to work with him!
Reply from Ron Ruzicka
September 28th, 2026 02:03 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Communication and transparency
Reply from Rick Whisman
September 22nd, 2026 02:12 PM
Parker thanks so much for your feedback. It was a pleasure helping you and Hope into your first home.
Talking and dealing with Rick is always an informative and easy process, Rick is very knowledgeable when it comes to questions about the process and what you should and shouldn't do during a refinance. The process for submitting forms and info...
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Reply from Rick Whisman
September 21st, 2026 04:03 PM
Josh, thanks for taking the time to share your experience with us. I appreciate your continued support!
Easy and fast
Reply from Rick Whisman
September 21st, 2026 04:02 PM
Thanks so much Stanley for trusting your transaction to me and your feedback!
Jeff was great at taking time to explain things to be as a fitst first home buyer, he helped explain pros and cons then shared his professional experienc. he make the procedd process so enjoyable and smooth . I felt very taken care of
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Reply from Jeff Fetterhoff
September 21st, 2026 02:22 PM
It was absolutely my pleasure, Megan and thank you for the kind words. Congratulations on your new home and continued success to you!
First Contact to Closed in about 15 days.. Worked out great.
Reply from Ron Ruzicka
September 16th, 2026 04:58 PM
Cory,
Thanks for the nice review. Please pass my name to anyone who may need a mortgage. I can lend in all 50 states.
First Cobtact to Closed in about 15 days.
Reply from Owner
September 25th, 2026 12:00 AM
Thank you for the great review! We’re glad we could help make your mortgage process a smooth and efficient one. We appreciate you choosing First State Bank Mortgage!
Ron was very helpful, he was great at explaining every step of the process and was available any time or day we had questions . He made sure to tell us that if we ever had or have any questions to never hesitate to call We appreciated his help...
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Reply from Ron Ruzicka
September 16th, 2026 05:00 PM
Thanks for the kind words!! Enjoy your new home!! Make sure to let your children know when they are ready to buy a home to call me!! I can lend in all 50 states!
Chris did a great job explaining things and following up. He made things convenient and very easy. He always answered his phone and email, almost immediately. I highly recommend him.
Reply from Chris Lee
September 15th, 2026 11:50 PM
Thanks Cindy! You were a great client and I really appreciate your feedback and your business!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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