Chesterfield, MO
Chesterfield, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Just everything from the start of the process to the finish.
Reply from Steve Carrico
May 6th, 2026 02:10 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
lol I do wish you would've been able to be there at closing
Reply from Steve Carrico
May 6th, 2026 01:05 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Rick Is very helpful and vary fast to respond to any questions or concerns I really like about Rick
Reply from Rick Whisman
May 1st, 2026 02:38 PM
Luke, thanks so much for your follow up and feedback!
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Chesterfield
Chris does a great job! You feel like his only customer.
Reply from Owner
May 2nd, 2026 12:00 AM
Thank you, Kristin! We’re so glad to hear Chris made you feel like a top priority—that’s exactly the experience we strive to provide. We appreciate you taking the time to share your feedback!
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Chesterfield
Had an excellent experience with Ron Ruzicka at First State Bank of St. Charles. We did a home refinance and Ron was very helpful in helping us get it done. Highly recommend him.
Reply from Owner
May 2nd, 2026 12:00 AM
Thank you, John, for the great review! We’re glad to hear you had an excellent refinance experience with Ron. We appreciate your recommendation and the opportunity to assist you!
Engaging, responsive, polite and thughtful in approach - a wonderful experience - thank you!
Reply from Jeff Fetterhoff
April 27th, 2026 04:54 PM
Thank you, Sandy. It was absolutely our pleasure and simply wonderful to have the opportunity to work with you! Enjoy the new home!
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Ron was wonderful. He explained every thing clearly and was always available when we had questions. We had a great experience.
Reply from Ron Ruzicka
April 29th, 2026 03:18 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Rick is wonderful. He comes up with viable solutions of the problems and give us great advise everytime we contacted him. This is the fith time we used his services. That itself shows our confidence on him.
Reply from Rick Whisman
April 29th, 2026 02:22 PM
I really appreciate the feedback and look forward to working with you again.
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Ron was extremely helpful with our refinancing and answered all of our questions quickly and accurately. He was always available at anytime day or night. i would definitely recommend Ron to anyone looking to finance a home purchase.
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Reply from Ron Ruzicka
April 29th, 2026 01:17 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
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Chesterfield
Rick was helpful through out the process and the whole thing was quick and swift. Thank you Rick. We have used him 5 times so far since 2020. That shows our confidence on him.
Reply from Owner
October 2nd, 2023 12:00 AM
Thank you, Shalini, for sharing your review. We appreciate the five stars!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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