

Chesterfield, MO
Chesterfield, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Friendly team that offers great advice and timely service throughout loan application and approval processes.
Reply from Rick Whisman
July 15th, 2026 06:43 PM
Ian thanks so much for the feedback on your home buying experience. It was a pleasure working with you and Anna. Enjoy your new home.
Ron makes it really easy and quick to apply for a mortgage and keep the process moving along.
Reply from Ron Ruzicka
July 20th, 2026 03:58 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your home refinance and for the great feedback.
Ron makes it really easy and quick to apply for a mortgage and keep the process moving along.
Reply from Owner
October 2nd, 2024 12:00 AM
Haris, we are glad you had a seamless lending process with Ron. Thank you for choosing us!
Rick and his team offered great advice and timely service throughout both the loan application and approval processes.
Reply from Owner
August 2nd, 2026 12:00 AM
Ian, thank you for your kind words! We're so glad Rick and his team provided great advice and timely service throughout your loan application and approval process. We appreciate you choosing First State Bank Mortgage.
great communication and availability
Reply from Ron Ruzicka
July 14th, 2026 02:11 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Beau was GREAT to work with! We enjoyed the process and how smoothly everything went!
Reply from Beau House
July 13th, 2026 04:16 PM
Thanks for the great feedback. I hope you enjoy your new home!
Shad is so easy to work with! Very professional and always so quick to act/respond. Proactive on helping find the best options for our loan, I couldn't be any happier.
Reply from Shad Lager
July 13th, 2026 08:22 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Shad is so easy to work with! Very professional and always so quick to act/respond. Proactive on helping find the best options for our loan, we couldn't be any happier.
Reply from Owner
August 2nd, 2026 12:00 AM
Joice, thank you for your wonderful review! We're delighted to hear Shad made the loan process so easy with his professionalism, responsiveness, and proactive approach to finding the best loan options for you. Congratulations, and thank you...
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Ron was acceptionally reaponsive and profeasional. Easy to work with .
Reply from Ron Ruzicka
July 13th, 2026 05:13 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Professional services provided treating customers like family. Chris and the staff made the process easy and relaxing.
Reply from Owner
August 2nd, 2026 12:00 AM
Robert, thank you for your kind review! We're so glad to hear Chris and the team provided professional service while making you feel like family. We truly appreciate your trust in First State Bank Mortgage and thank you for choosing us for...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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