Carlsbad, CA
Carlsbad, CA
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Melissa was very pleasant and thorough to work with. She took the time to explain the entire process to me in a straightforward fashion. I felt very confident the entire way with her guidance and support.
We've worked with Melissa in the past and her expertise, professionalism and habit of over -communicating is what brought us back. She is amazing!!
Reply from Melissa Sparks
September 4th, 2026 02:35 PM
Christie, I appreciate your continued trust and am glad to hear that my expertise and communication style have brought you back. Your kind words mean a lot to me. If there's anything more I can do for you, please don't hesitate to reach out....
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Melissa made it great. Her hustle to get it done for you is second to none!
Reply from Melissa Sparks
August 31st, 2026 04:47 PM
Michael, I appreciate your feedback and I'm glad to hear that my efforts made a positive impact on your experience. Your satisfaction is important to me, and I'm pleased everything went smoothly.
Mellisa is a pro. She literally saved my real estate deal with her superior knowledge and quick work. I can't thank her enough.
Reply from Melissa Sparks
August 28th, 2026 06:24 PM
Erin, I'm grateful for your kind words and happy to hear that my expertise and quick actions were able to support your real estate deal. It's rewarding to know that I could make a positive impact on your experience.
Melissa was very knowledgable, professional, responsive and supportive during the entire process.
Reply from Melissa Sparks
August 10th, 2026 08:12 PM
Thank you for your kind words, James. I'm pleased to know that you found my knowledge and support helpful throughout the process. If there's anything else you need or any questions you have, please don't hesitate to reach out.
Melissa was always available to me. She explained every step in the process. She worked diligently on my behalf. She was always professional and considerate in our conversations. She made the American dream a reality for me. I would recommend...
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Reply from Melissa Sparks
August 3rd, 2026 03:25 PM
Thank you for your kind words, Tracy. I'm grateful to have been part of your journey towards achieving the American dream. It's wonderful to know that my efforts and communication made a positive impact on your experience. If you ever need...
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Working with Melissa made the home-buying process so much easier than I expected. She was knowledgeable, responsive, and always took the time to explain each step of the process and answer all of my questions. I always felt informed and supported,...
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Reply from Melissa Sparks
July 23rd, 2026 04:07 PM
Thank you for sharing your wonderful experience, Bailie. I'm glad to hear that I could make the home-buying process easier and help you feel informed and supported throughout. Your kind words about my professionalism and dedication mean a lot...
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Carlsbad
Carlsbad has received a review with 5 star rating from Connie G
She was very friendly and willing to answer all our questions and made herself available any time we needed her.
Reply from Melissa Sparks
May 4th, 2026 01:18 PM
I'm pleased to hear that you felt supported and found me available to assist whenever needed, Joseph. Your satisfaction is important to me, and I'm glad I could help with your questions throughout the process. If there's anything else you need,...
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I will never do a loan without Melissa. She takes the time to explain everything and makes sure the process is smooth and done correctly. This is my second loan and she exceeds expectations time and time again.
Reply from Melissa Sparks
March 9th, 2026 06:12 PM
I'm really grateful for your kind words, Tyler. Knowing that the process went smoothly and met your expectations means a lot to me. It’s great to hear that I could support you effectively on your second loan. If you ever need further assistance...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)