Atlantic Bay Mortgage Group - Winston-Salem's Cover Image
Atlantic Bay Mortgage Group - Winston-Salem in Winston Salem, NC

Atlantic Bay Mortgage Group - Winston Salem-S..., NC

Winston Salem, NC
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We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Reviews from Web
  • L
    Lenny H
    Posted on August 6th, 2025 04:52 PM
    Tom was great to work with. He went above and beyond to ensure that I had the correct loan for my needs. And we discussed my down payment needs and made great recommendations. He would even answer the phone on the weekends whenever I called....
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    Reply from Owner
    September 18th, 2025 05:08 PM
    Thank you so much for the kind words and recommendation! I’m glad we could work together to find the right loan option and go over your down payment needs. Clear communication, quick answers (even on weekends!), and making the mortgage process...
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  • L
    Leonard H
    kernersville
    Posted on August 5th, 2025 05:56 PM
    Tom was great to work with. He went above and beyond even entering calls late at night or on the weekend. I would highly recommend Tom to anyone!
    Reply from Tom Rybak
    August 5th, 2025 06:37 PM
    I truly appreciate your thoughtful review, Lenny. It's important to me to be there for my clients whenever they need assistance, and I'm pleased to hear that my availability was helpful for you. Your high recommendation means a lot, and I'm...
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  • M
    Michaela H
    Greensboro
    Posted on August 5th, 2025 01:55 PM
    Tom is the best!! Works bery hard in your best interest Top notch
    Reply from Tom Rybak
    August 5th, 2025 02:34 PM
    Thank you so much, Michaela! I'm really glad to hear that you felt I had your best interests at heart. It was a pleasure working with you, and I'm grateful for your trust throughout the process. If you have any future needs or questions, feel...
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  • R
    Robert H
    Greensboro
    Posted on August 5th, 2025 01:11 AM
    Great communicatio!
    Reply from Tom Rybak
    August 5th, 2025 02:36 PM
    Thanks, Bob! I'm pleased to hear that you appreciated the communication. Keeping clients informed and comfortable is important to me. If there's ever anything more I can do for you, just let me know.
  • D
    Dean W
    Greensboro, North Carolina
    Posted on August 4th, 2025 10:37 PM
    Tom really went to bat for us to get us the lowest rate and money down!
    Reply from Tom Rybak
    August 5th, 2025 02:36 PM
    I appreciate your kind words, Dean. It was my goal to secure the best possible deal for you, and I'm glad I could help with the rate and down payment. If you have any questions or need further assistance in the future, I'm just a call away....
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  • G
    Greg P
    Posted on August 1st, 2025 01:01 PM
    Tammy Sexton Smith has received a review with 5 star rating from Greg P
  • G
    Gregory P
    Graham, NC
    Posted on August 1st, 2025 01:01 PM
    Very easy to work with. Zero complaints. Tammy was great.
    Reply from Tammy Sexton Smith
    August 1st, 2025 03:05 PM
    Thank you for taking the time to complete this survey! I am so happy for you both in purchasing your new home & I wish you much happiness with your new home!
  • S
    Steven W
    Lewisville, NC
    Posted on July 30th, 2025 04:51 PM
    Natalie helped get us over the finish line on the recently closed construciton loan. I look forward to working with her on the closing the pernament loan in just a few months.
    Reply from Natalie Dillard
    September 29th, 2025 11:03 AM
    Thank you Steve, it has been great working with you on another transaction!
  • S
    Savannah S
    Posted on July 29th, 2025 07:08 PM
    What a great experience! My questions were answered clearly and thoroughly. Tammy helped walk me through the process and was there every step of the way!
  • S
    Savannah S
    Kernersville, NC
    Posted on July 29th, 2025 07:05 PM
    Thank you for all the work that was put into to making sure the closing would happen in the allotted time. Your time and attention in this was great!
    Reply from Tammy Sexton Smith
    August 18th, 2025 04:17 PM
    I couldn't be more proud and happy for you Savannah in purchasing your 1st home! Enjoy & Best Wishes Always! Looking forward to helping you in the future!
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    About
    We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 463975
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    Atlantic Bay Mortgage Group - Winston-Salem - Gallery Photo
    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.