Atlantic Bay Mortgage Group - Winston Salem-S..., NC
Winston Salem, NC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Wonderful care and customer service from start to finish.
for
Such a complicated sale, but was handled with patience, and grace
Tammy was absolutely amazing to work with on our home loan. From start to finish she reached out to us and kept us updated on the entire process, and helped us along the way. Highly recommend to anyone need a home mortgage!
Reply from Owner
April 29th, 2026 09:49 PM
Arthur, thank you so much for taking the time to complete this survey! I really appreciate your kind words! Hope you got moved in and are enjoying your new home! Best wishes always!
for
Brad was very easy to work with and very fast at getting things done
After dealing with a different company for months, we were told we no longer qualified for our loan. We were put in contact with Tom, and he was very upfront with us. He assured us we would be in good hands(his), and he was right. We truly...
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Reply from Owner
June 12th, 2026 03:39 PM
Thank you so much for sharing your experience. I know how frustrating and discouraging it can be to think your dream of homeownership has slipped away after months of effort. I'm grateful you gave me the opportunity to help. I believe in being...
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We were at a point that we thought we would no longer be able to get our house. After coming in contact with Tom, we have our house. Everything was straight up and told to us honestly.
Reply from Tom Rybak
June 12th, 2026 03:40 PM
Thank you so much for your kind words! Hearing that you went from thinking you might lose your chance at homeownership to finally getting your house means a lot to me. My goal is always to be honest, straightforward, and keep my clients informed...
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for
It was more than a GREAT experience, Karla and her team went above an beyond and I am extremely thankful .
Tammy was always a text or phone call away. She made sure everything went smoothly and was amazing to work with.
Reply from Tammy Sexton Smith
April 13th, 2026 08:17 PM
Thank you Travis for this wonderful survey! I really appreciate you & I hope you love your new home. Best Wishes Always!
Tom Rybak - Mortgage Banker has received a review with 5 star rating from Chris S
Reply from Owner
June 12th, 2026 03:41 PM
Thank you so much, Chris, for the 5-star review! I truly appreciate you taking the time to share your experience. It was a pleasure helping you, and I'm grateful for the trust you placed in me throughout the process. Wishing you all the best,...
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We had an excellent experience with Tom and everyone whom did an amazing job with getting our loan done. It was done in no time and are so pleased with everything and we greatly appreciate everything that Tom has done to help us . Thanks again...
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Reply from Tom Rybak
April 13th, 2026 03:14 PM
Thank you so much for the kind words it truly means a lot! I’m really glad we could make the process smooth and get everything wrapped up quickly for you. My team and I work hard to keep things simple and stress-free, so hearing this makes...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 463975
Gallery
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.