
Atlantic Bay Mortgage Group - Wilmington, NC
Wilmington, NC

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Matt was the perfect person to have on our team. He was incredibly helpful throughout the entire process. Since we were buying a second home from out of state, we felt a little unsure about the rules and procedures, but Matt thoroughly...
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Reply from Owner
June 23rd, 2026 12:00 AM
Mike, I’m truly grateful for your thoughtful words. It was a pleasure helping you and Michelle with your second home purchase and making the process easier to navigate from out of state. I know questions come up quickly when buying a home in...
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Rob was knowledgeable and professional. He was transparent in how he conducts business, and for me, that is much appreciated.
Reply from Rob Theoharis
June 15th, 2026 11:22 AM
Patrick, I'm pleased to hear that you found my knowledge and professionalism helpful. Being transparent in my business conduct is important to me, and I'm glad it resonated with you. Thank you for your kind words and for trusting me with your...
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"Working with Matt Earley at Atlantic Bay was an absolute pleasure. From day one, Matt stood out with exceptional communication skills. He kept my client and I informed every step of the way, patiently answered questions, and explained complex...
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Reply from Owner
June 15th, 2026 03:58 PM
I truly appreciate this thoughtful feedback and recommendation. Working with you and your client was a pleasure, and I’m glad the communication and guidance helped make the mortgage process clear, especially with your client being out of state....
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I would like to take this opportunity to recommend Matt Earley and Atlantic Bay Mortgage for your next real estate purchase.We had a fairly complicated home purchase in North Carolina. Not only were we purchasing a second home, but we were...
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Reply from Matt Earley
June 15th, 2026 03:58 PM
Micelle, thank you for taking the time to share such a detailed and thoughtful review. I’m grateful I had the opportunity to help with your North Carolina home purchase, especially with the added layers of buying a second home, being out of...
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Matt was the perfect person to have on our team. He was incredibly helpful throughout the entire process. Since we were buying a second home from out of state, we felt a little unsure about the rules and procedures, but Matt thoroughly explained...
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Reply from Matt Earley
June 15th, 2026 03:59 PM
Mike, thank you for such a thoughtful review. It was truly a pleasure working with you and Michelle, and I’m glad I could help make the second home purchase feel clearer and easier to navigate from out of state. I know there can be a lot of...
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Ryan and Team were a pleasure to work with and I would recommend their services to anyone who is in the market looking to purchase or refinance a home.
Aaron was on top of it from the beginning. He made me feel comfortable thru the whole process and was able to get me a loan at a great interest rate. All in all an excellent experience and would recommend to all.
Rob went above & beyond what was expected of him. Always went the extra mile to awnser any & all questions . Very happy with my experiences working with him . We will be staying in touch ; so that we can work together on more propertie again...
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Reply from Rob Theoharis
June 11th, 2026 04:40 PM
I'm grateful for your kind words, Chris. It's wonderful to know that you were happy with the service I provided and that you're considering future collaborations. Thank you for trusting me with your home purchase, and I look forward to working...
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We received incorrect information from your team several times. Rather than accept responsibility for your team, you just pushed the blame down the line. Your expectation that the lawyer's office worked on Sunday and would reply that day delayed...
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Aaron went above and beyond to answer any questions I had and educated me through the whole process, can't thank him enough, smooth and easy process
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448905
Gallery

Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.