Atlantic Bay Mortgage Group - Wilmington, NC
Wilmington, NC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Extremely personable and not pushy. Rob worked with me from the beginning back in the fall of 2025 to identify a budget-friendly range, which allowed my wife a reasonable expectation of what we could afford after retirement. I will definitely...
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Reply from Rob Theoharis
July 7th, 2026 10:51 AM
Craig, I'm pleased to know that you found my approach personable and not pushy. Working with you to identify a budget-friendly range was important, and I'm glad it helped set clear expectations for your future. Thank you for considering referring...
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Brad and his team was great to work with. The process was seamless.
Reply from Brad Brown
September 14th, 2026 01:14 PM
Thanks Frank! Hope the beach house is treating yall well! 😀
Extremely personable and not pushy. Rob worked with me from the beginning, starting in the fall of 2025, to identify a budget-friendly range, which allowed my wife a reasonable expectation of what we could afford after retirement. I will definitely...
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Simply that you responded readily and competently to my concerns. The process was efficient and smooth. The only thing I would change was the phone call from the Conceiage person, which was little more than a sales pitch for ADT.
Rob was absolutely incredible throughout the entire home-buying process. He was thorough, knowledgeable, and always took the time to answer every question we had without ever making us feel rushed. I always knew he had our best interests at...
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Reply from Rob Theoharis
July 6th, 2026 10:51 AM
Alyssa, I'm so pleased to hear that you felt confident and supported during your home-buying journey with me. It's great to know that my guidance helped make the process seamless for you. Thank you for your trust and for recommending me to...
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We worked with Matt twice now, to purchase two homes in the area. Both times he has been great to work with. He was good-natured, easily reachable, and there were a couple hiccups near the end that he worked extra to get dealt with. We appreciated...
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Reply from Owner
July 6th, 2026 06:25 PM
Amanda, thank you so much for trusting me not once, but twice, with your home purchases. It means a lot to be able to help you through the mortgage process again and to know you felt supported along the way. Every home loan has its own moving...
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Thank you for getting the completed approval in time to close on the 17th.
great job!
Reply from Rob Theoharis
June 24th, 2026 06:57 PM
Thank you, Tim! I'm pleased to know you felt I did a great job. It was a pleasure assisting you with your purchase. Congratulation my friend!!!
We have worked with Rob a few times. He has been great everytime. Easy to work with, professional, very transparent. I will always recommend Atlantic Bay/ Rob!
Reply from Rob Theoharis
June 24th, 2026 12:48 PM
Thank you, Steve, for your kind words and for repeatedly choosing to work with me. I'm pleased to know that you find my approach professional and transparent. Your willingness to recommend Atlantic Bay and myself means a lot. I appreciate you...
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My wife and I can't thank Rob and his team enough! From start to finish there was great communication that really put us at ease. Rob was extremely thorough at explanning the process and helping us feel comfortable with it all. We seriously...
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Reply from Rob Theoharis
June 22nd, 2026 10:41 AM
Dan, I'm so pleased to hear that you and your wife felt at ease with the communication and thorough explanations throughout the process. It's great to know that my team and I could help make your experience a positive one. Thank you for your...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448905
Gallery
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.