

ALCOVA Mortgage | Midlothian, Richmond, VA
Showing You The Way Home
Richmond, VA

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Ryan did an amazing job. He kept an eye for me on an optimal time to refinance, we had everything on deck to pull the trigger. Carolyn executed a flawless and seamless closing process without any unusual requests. As an independent business...
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Ryan and Carol were great to work with. We went through ALCOVA for our initial purchase and refinance. They have been very knowledgeable and made the process extremely easy on both occasions. Highly recommend
Ryan Charles and Carol Richardson were great to work with. They were always very professional and kept me informed throughout the entire loan process. Because of their knowledge of the processes and connections within the industry, they were...
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We had an amazing experience with Ryan Charles. He was extremely responsive to our questions, was on point with product knowledge and helped us save a small fortune on our monthly payments through a refinance. Truly a game changer and I would...
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I cannot say enough positive things about Ryan and his team at Alcova! They helped us close a loan right in the midst of the pandemic and never missed a beat. They are very responsive, patient and professional. The entire process went smoothly...
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From start to finish, ALCOVA’s staff is top notch!! We refinanced with them and it couldn’t have been a more smooth process. Ryan Charles and Carol Richardson were very professional and a pleasure to work with. I highly recommend this mortgage...
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Ryan, Carol, & the Alcova team did a great job helping us through the refinance process. They were attentive and patient, and answered all our questions along the way. I would definitely recommend them to anyone in the Midlothian area in need...
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Reply from Owner
January 29th, 2021 12:00 AM
Thank you so much for the review, Lauren! We were so happy to help you with your refinance!
Ryan and his team were great to work with. Very informative and detailed as we explored refinancing options. Communicated with us every step of the way. Closing went smoothly and was exactly as we were told. Highly recommend
Reply from Owner
January 29th, 2021 12:00 AM
Thank you so much for your review! We were happy to work with you on your refinance!
Ryan Charles and his team at Alcova were excellent! Easy to work with, provided excellent communication, and made the loan process a breeze! I would definitely use them again, and would highly recommend to a friend! A+ service!
Ryan and Carol were amazing during our initial home purchase and then several years later for a refinance. Ryan is extremely knowledgeable and took time to explain everything and give sound wisdom. Carol is organized, articulate and incredibly...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance