

ALCOVA Mortgage | Midlothian, Richmond, VA
Showing You The Way Home
Richmond, VA

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Reviews from Web
Ryan and Carol were extremely helpful and knowledgeable through the entire homebuying process. They are very easy to get in touch with on short notice and truly want the best for their clients. I would definitely choose Alcova in the future....
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Ryan Charles and his team were phenomenal. So good to deal with. They know how to explain the best option for the buyer and you receive the attention and the communication you would want during the stressful time of buying a home. I can't recommend...
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Reply from Owner
January 29th, 2021 12:00 AM
Thank you for your review, Jeremy! We were so happy to help you on your home buying journey!
I can’t say enough good things about this organization. Ryan Charles is so easy to work with and his knowledge of the industry and current market conditions is phenomenal. I will use him and Alcova mortgage for all of my future transactions....
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Reply from Owner
January 29th, 2021 12:00 AM
Thank you for this stellar review, Jon! We enjoyed working with you, too!
Ryan and his team make the process of buying home and refinancing very easy to understand. I would highly recommend Ryan Charles to anyone looking to purchase their first home or looking to refinance their current home.
Tripp Lawson
Like everything else in life, we have to make decisions. Some decisions are relatively easy and mundane, such as what color socks to wear. Others, such as selecting a mortgage broker, take a little time, thought, and effort.Selling, buying,...
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I have now had the pleasure of working with Ryan and Carol twice. My first experience with them as a first time home buyer was such a stellar experience that it was a no-brainer to work with them again. This most recent time they helped me...
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Reply from Owner
April 29th, 2025 12:00 AM
Thanks for your continued trust, Alaina! You were a pleasure to work for both times!
Ryan and team were very easy to work with. Ryan patiently explained each option for our refinance situation and made recommendations we had not even considered. The process start to closing was very smooth, efficient and professional. Will...
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Ryan Charles made our first home buying experience as comfortable as possible. Showing up at our closing to make sure everything went smoothly, answering questions all hours of the night, etc. We were so impressed w the way he treated us, that...
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Hands down, the best experience with a mortgage broker!Ryan and his team were able to help us refinance our house and save A LOT of money! We spent time on the phone running through scenarios and different loan kinds to find the best match...
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Ryan and his team were excellent to work with! I called one afternoon not knowing if refinancing my mortgage was a good idea or not. Ryan took the little information I gave him, ran with it, figured out what was best for my family and me, and...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance