ALCOVA Mortgage | Midlothian's Cover Image
ALCOVA Mortgage | Midlothian in Richmond, VA

ALCOVA Mortgage | Midlothian, Richmond, VA

Showing You The Way Home

Richmond, VA
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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Reviews from Web
  • S
    Sara B
    Posted on January 29th, 2021 12:00 AM
    Ryan and Carol were extremely helpful and knowledgeable through the entire homebuying process. They are very easy to get in touch with on short notice and truly want the best for their clients. I would definitely choose Alcova in the future....
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  • J
    Jeremy
    Posted on January 29th, 2021 12:00 AM
    Ryan Charles and his team were phenomenal. So good to deal with. They know how to explain the best option for the buyer and you receive the attention and the communication you would want during the stressful time of buying a home. I can't recommend...
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    Reply from Owner
    January 29th, 2021 12:00 AM
    Thank you for your review, Jeremy! We were so happy to help you on your home buying journey!
  • J
    Jon M
    Posted on January 29th, 2021 12:00 AM
    I can’t say enough good things about this organization. Ryan Charles is so easy to work with and his knowledge of the industry and current market conditions is phenomenal. I will use him and Alcova mortgage for all of my future transactions....
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    Reply from Owner
    January 29th, 2021 12:00 AM
    Thank you for this stellar review, Jon! We enjoyed working with you, too!
  • T
    Tripp L
    Posted on January 29th, 2021 12:00 AM
    Ryan and his team make the process of buying home and refinancing very easy to understand. I would highly recommend Ryan Charles to anyone looking to purchase their first home or looking to refinance their current home. Tripp Lawson
  • G
    George H
    Posted on January 29th, 2021 12:00 AM
    Like everything else in life, we have to make decisions. Some decisions are relatively easy and mundane, such as what color socks to wear. Others, such as selecting a mortgage broker, take a little time, thought, and effort.Selling, buying,...
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  • A
    Alaina H
    Posted on January 29th, 2021 12:00 AM
    I have now had the pleasure of working with Ryan and Carol twice. My first experience with them as a first time home buyer was such a stellar experience that it was a no-brainer to work with them again. This most recent time they helped me...
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    Reply from Owner
    April 29th, 2025 12:00 AM
    Thanks for your continued trust, Alaina! You were a pleasure to work for both times!
  • A
    Andrew G
    Posted on January 29th, 2021 12:00 AM
    Ryan and team were very easy to work with. Ryan patiently explained each option for our refinance situation and made recommendations we had not even considered. The process start to closing was very smooth, efficient and professional. Will...
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  • R
    Ryan M
    Posted on January 29th, 2021 12:00 AM
    Ryan Charles made our first home buying experience as comfortable as possible. Showing up at our closing to make sure everything went smoothly, answering questions all hours of the night, etc. We were so impressed w the way he treated us, that...
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  • T
    Tal T
    Posted on January 29th, 2021 12:00 AM
    Hands down, the best experience with a mortgage broker!Ryan and his team were able to help us refinance our house and save A LOT of money! We spent time on the phone running through scenarios and different loan kinds to find the best match...
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  • L
    Lee S
    Posted on January 29th, 2021 12:00 AM
    Ryan and his team were excellent to work with! I called one afternoon not knowing if refinancing my mortgage was a good idea or not. Ryan took the little information I gave him, ran with it, figured out what was best for my family and me, and...
    read more
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance