ALCOVA Mortgage | Midlothian's Cover Image

ALCOVA Mortgage | Midlothian, Richmond, VA

Showing You The Way Home

Richmond, VA

4.99

(487)

Mortgage

Mortgage Loan Officer

Contact Info

(804) 543-2009

Richmond, VA

https://alcova.com/branch/midlothian/

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4.99

(487)

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Ryan and Carol are on top of there game. They know what they are doing!

Reply from Ryan Charles

January 16th, 2023 05:23 PM

Thanks James -- we sure try to be :) Appreciate the kind review!

The level of communication and ensuring my understanding throughout my process of refinancing my home was excellent. Even when the cash back at closing amount needed to be changed due to escrow/property taxes, I was made aware of what and why,...

Reply from Ryan Charles

January 16th, 2023 05:25 PM

Thanks for the 5* review! Much appreciated!

Staff was very helpful with all of our questions and kept us informed throughout the entire process of what was happening and when. Couldn’t recommend enough!!!! Ryan and Carol were great to work with.

Reply from Ryan Charles

January 16th, 2023 05:25 PM

Thanks for the kind words, Karen! I hope all is well with you and your beautiful family!

Ryan and Carol are responsive, well informed, efficient and collaborative. I always enjoy working with them!

Reply from Ryan Charles

January 16th, 2023 05:26 PM

Thanks for the kind words, Jennifer! We appreciate your review!

Ryan and Carol both did a great job on their communication through our loan process! I'll definitely be referring them to my friends and family.

Reply from Ryan Charles

January 16th, 2023 05:26 PM

Thanks Dan! The referring friends and family is the biggest compliment that we can get!

Ryan and his team (Carol!!!) are simply AMAZING. I went through them for my first home loan application not knowing much about the process and they entertained all my questions, concerns and explained the process thoroughly. Very patient, courteous,...

Reply from Ryan Charles

September 27th, 2023 03:14 AM

Aww, thanks for the awesome review, Maria! It was our pleasure to help!

I highly recommend Ryan and the Alcova team. They have handled a new mortgage and refinance for our family. Both transactions were super smooth and efficient. They are on top of everything, and provide great communication every step of the...

Ryan is the absolute best in the business! We are repeat customers and we are highly impressed with his teams ability to add a personal touch to a professional process. Ryan’s approach and interaction made us feel like family. And Carol is...

Ryan Charles and his team are the best in the business. They made our recent home purchase a dream come true. His team was on top of everything and made the whole mortgage process seem easy and seamless. I recommend Ryan Charles for all your...

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About

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Time Zone

Eastern Standard Time (EST)

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