

ALCOVA Mortgage | Midlothian, Richmond, VA
Showing You The Way Home
Richmond, VA

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Reviews from Web
Ryan Charles and Carol Robertson provided outstanding service when obtaining a mortgage. They answered all questions extremely quickly and made the mortgage process easy. They are a great team! Ryan even answered questions over the weekend!...
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Reply from Owner
April 29th, 2025 12:00 AM
We never shut off! Thanks for the kind words, Samantha.
Just finished a refi with the most amazing team. Ryan and Carol made the whole process completely painless and the end result was better than expected. Constant communication made us feel we were their only client. Highly recommended to us...
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Reply from Owner
April 29th, 2025 12:00 AM
Aww, thanks so much, Beth!
Working with Ryan and Carol was a great experience from the start! Extremely thorough and responsive along with securing a GREAT rate. Very happy with them and will be recommending Alcova to my friends and family.
Reply from Owner
April 29th, 2025 12:00 AM
We appreciate your trust, Kathryn!
Ryan and Carol were fantastic. Ryan's advice really helped us confidently navigate an unusual home buying process. I would definitely recommend them to friends and family.
Reply from Owner
April 29th, 2025 12:00 AM
Thanks Lucas!
Walking us through everything and having patience with us
Reply from Ryan Charles
January 16th, 2023 04:52 PM
It was my pleasure, Joseph. Thanks for putting your trust in me!
Ryan and Carol made sure all our questions and concerns were answered fully and promptly. They’re a great team to work with!
Reply from Ryan Charles
January 16th, 2023 04:52 PM
Thanks for your kind words, Debra! I appreciate the review!
You guys always make it easy, and Carol is incredible!!
Reply from Ryan Charles
January 16th, 2023 04:53 PM
We aim to please! Thanks for your kind words, Kari, and for taking the time to submit your review!
The process was seamless and we were able to close earlier than anticipated.
Reply from Ryan Charles
January 16th, 2023 04:54 PM
Thanks Aaron! We love when a plan comes together -- and early, to boot! Hope that you are enjoying the new place!
Ryan and Carol made the entire home buying process a breeze. They were very clear in the documents they required from me and did a great job communicating any changes they made. I closed right before the holidays, only made possible by Ryan...
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Reply from Ryan Charles
January 16th, 2023 04:54 PM
Thanks for putting your trust in us to get the job done, Adam! Hope that you are enjoying the house!
Ryan and Carol were both awesome!
Reply from Ryan Charles
January 16th, 2023 04:54 PM
Aww shucks :) Thanks for the review, Amy!
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance