ALCOVA Mortgage | Midlothian, Richmond, VA
Showing You The Way Home
Richmond, VA
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Ryan was always so truthful and forthcoming with all information. We trusted him completely! He also was able to answer any and all questions we had.
Reply from Ryan Charles
January 16th, 2023 04:49 PM
Thanks Erin. While it's not always the best for sales, I only know one way to be and that is truthful. This business can be a bit crazy at times so I'm glad and honored that you put your trust in me to get the job done!
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The overall experience provided to my wife and I by Ryan was outstanding, from start to finish. The consistent support/guidance is unmatched and the honest advice was refreshing. My wife and I always felt prioritized and our best interests...
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Reply from Ryan Charles
January 16th, 2023 04:50 PM
Thanks for your trust, Robert! You guys were great to work for! Hope all is well!
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Ryan is very knowledgeable, accessible, patient, honest, and genuinely interested in addressing the needs of his clients. We have used Ryan's services multiple times and have always had a great customer experience
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Ryan and Carol are great! Always available when we had questions.
Reply from Ryan Charles
January 16th, 2023 04:52 PM
Thanks Tabitha! We appreciate your kind review!
Ryan and Carol were fantastic, patient, willing to answer all questions and work around our hectic lifestyle to help us get this done in not only a timely manner, but an efficient one as well. I cannot recommend them highly enough for assisting...
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Reply from Owner
April 29th, 2025 12:00 AM
We appreciate the kind words, Patrick!
My wife and I had a farm property come up for sale that we were interested in; knowing larger lots can be tricky to finance we quickly called Ryan to get his advice and proceed with pre-approval. Ryan and Carol were fantastic all the way......
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Reply from Owner
April 29th, 2025 12:00 AM
Thanks Keith!
Ryan and Carol were professional, courteous, and always available to answer questions promptly. Although any refinancing requires many documents, the overall process through ALCOVA went much more quickly than anticipated. We would highly recommend...
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Reply from Owner
April 29th, 2025 12:00 AM
Thanks for the kind review, Suzanne!
Ryan's the best! We chatted with him over a few months about a refinance on our home. He kept us in the loop on when to lock in as the rates were dropping. Once we get our interest rate low, we locked and it was a smooth process from there....
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Reply from Owner
April 29th, 2025 12:00 AM
We appreciate it, Ritchie!
Ryan and his team (Carol!!!) are simply AMAZING. I went through them for my first home loan application not knowing much about the process and they entertained all my questions, concerns and explained the process thoroughly. Very patient, courteous,...
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Reply from Owner
April 29th, 2025 12:00 AM
It was all our pleasure, Maria Jose! Thank you!
Ryan Charles is extremely knowledgeable and easy to work with. I've used him twice now and I'm amazed at how comfortable throughout the process I've been. He is a true professional that has in the past advised against refinancing because it...
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Reply from Owner
April 29th, 2025 12:00 AM
We appreciate the kind review, Kevin!
Hey, wait a minute... aren't you the guy who hit that game winning shot at the buzzer many years ago?
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance