

NFM Lending - Great Lakes Division, Hebron, KY
Hebron, KY

At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by con... Show More
Contact Info
Point of Contact:
Joey Sester
Branch Manager
jsester@nfmlending.com
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Joey Sester at NFM Lending has received a review with 5 star rating from Rachel E
Joey and his team were amazing to work with. They were constantly communicating with us and were very very quick to respond if we had anything questions. Joey made our home buying journey so easy, stress-free, and enjoyable! I highly recommend...
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Josh is professional and extremely knowledgeable. He keeps myself and clients in the know and should any surprises arsis he tells us as it is without trying to sugarcoat it. Always enjoy teaming up with Josh and nfm lending
I can’t say enough great things about working with this lender! Communication was amazing from start to finish. They were always responsive, knowledgeable, and such a pleasure to work with. They kept everyone informed throughout the entire...
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Roxanna Traft at NFM Lending has received a review with 5 star rating from Angie W
great first time experience
Roxanna really helped break down and explain the numbers while we were working through our first home buying process, she was a great help in making an overwhelming time go smoothly.
We had a wonderful experience working with Joey, Mimi, and Karen throughout our mortgage process. They were professional, responsive, patient, and always willing to answer our questions and keep us updated.Even when things became complicated...
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It was a great experience and Joey and his team were so helpful the whole process
Gavin made buying our first home feel so seamless! He took away a lot of the stress as first time buyers and helped make the process so easy. He has great communication and very quick response times which is so helpful!
Reply from Gavin Smith at NFM Lending
September 2nd, 2026 02:45 PM
I'm glad to hear that I could make the home buying process seamless for you, Maria. It's great to know that my communication and response times were helpful. Thank you for your kind words, and I'm here if you need any further assistance!
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About
At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others.
Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Eastern Standard Time (EST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.