

NFM Lending - Great Lakes Division, Hebron, KY
Hebron, KY

At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by con... Show More
Contact Info
Point of Contact:
Joey Sester
Branch Manager
jsester@nfmlending.com
Location & Business Hours
Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
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Reviews from Web
Everything went beyond smoothly and I couldn't be happier. They really make all this complicated mortgage stuff look easy. Joey really cares and is such a great guy.
Gavin is absolutely incredible! Every step of the way he was extremely responsive, informative, and most of, professional. I would recommend Gavin to anyone looking to purchase a new home!
Reply from Gavin Smith
March 6th, 2026 04:31 PM
I'm really glad to hear that you had such a positive experience working with me, Aaron. It's important to me to be responsive and informative throughout the process, and I'm pleased you felt well-supported. Thank you for recommending me to...
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Alex spent so much time making sure I understood everything. As a first time homebuyer that helped so much to decrease anxieties and make me feel empowered. he was organized, smart, and approachable. It felt like I was on the phone with a friend...
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Alex spent so much time making sure I understood EVERYTHING even if he had to explain it to me three times. as a first time home buyer that helped so much to decrease anxieties and make me feel empowered. He was organized, smart, and approachable....
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Joey closed our first loan to purchase the 3 acre ranch currently reside in, that initial loan started as an USDA loan that fell through and became a FHA loan, Joey and his team the our maximum budget and we were able to stay well within it....
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Joey and his team are always on top of it, very knowledgeable and super friendly. We've worked with them twice to far, they make the process seamless as well as painless, appreciate them very much!!
My husband and I had a wonderful experience! Joey was very transparent and made sure we were well educated thoughout the entire process . Their communication and knowledge are excellent! We felt very empowered during our first home buying experience....
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Outstanding Lending Experience with Gavin SmithWorking with Gavin Smith at NFM Lending was an exceptional experience from start to finish. My clients were approved right away, and the communication throughout the entire process was truly top-notch....
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Reply from Owner
July 30th, 2026 12:18 AM
I appreciate the kind words, Stephany. I'm glad to hear that the process went smoothly and that we could close ahead of schedule. Keeping you and your clients informed throughout was important to me. Thank you for your recommendation, and I’m...
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Outstanding Lending Experience with Gavin SmithWorking with Gavin Smith at NFM Lending was an exceptional experience from start to finish. My clients were approved right away, and the communication throughout the entire process was truly top-notch....
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Reply from Gavin Smith
March 6th, 2026 04:32 PM
It was a pleasure to work with you and your clients, Stephany. I'm pleased to know that the process was smooth and effective, leading to an early closing. Your recommendation is truly appreciated, and I'm glad I could provide a lending experience...
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Gavin Smith is absolutely phenomenal. He is so friendly, communicative, and efficient. He always puts my clients first in every transaction, and makes sure that they are knowledgable about, and comfortable with, the process. Thank you for all...
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Reply from Gavin Smith
March 6th, 2026 04:32 PM
I'm grateful for your thoughtful words, Kendra. It's important to me that your clients feel informed and comfortable throughout the process. Thank you for trusting me to help them navigate their transactions with NFM Lending.
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About
At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others.
Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Eastern Standard Time (EST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.