

NFM Lending - Great Lakes Division, Hebron, KY
Hebron, KY

At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by con... Show More
Contact Info
Point of Contact:
Joey Sester
Branch Manager
jsester@nfmlending.com
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Working with Gavin on our recent transaction was a seamless experience. He was proactive from day one, keeping both myself and our clients updated every step of the way. What I appreciate most about Gavin is his responsiveness—questions never...
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Reply from Gavin Smith
June 11th, 2026 01:15 PM
Cameron, I appreciate your kind words and am glad to hear that the transaction went smoothly. It's great to know that my responsiveness and proactive approach were helpful to you and your clients. Thank you for recommending me as a reliable...
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The best in the business and if you ever need a loan for a house you need to give this guy a call. He is always available and helps make sure he finds the best avenue available for you and your family. He gets the job done very quick and effectively...
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Reply from Owner
August 5th, 2026 01:43 PM
Thank you so much, JR, for your kind words and recommendation. I'm glad to hear you found my services helpful and efficient. It's always my goal to provide the best support for you and your family at NFM Lending.
Gavin is the best in the industry helping explain everything in great detail helping make sure we found the best avenue available for us. He is always available at the drop of a dime to answer any question regardless of the type of question....
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Reply from Gavin Smith
June 11th, 2026 11:51 AM
I'm grateful for your kind words, Vernon. It's wonderful to know that my efforts to provide detailed explanations and availability were helpful to you. Thank you for trusting me with your needs at NFM Lending.
Once again, Joey and his Team exceeded my expectations and did a fantastic job getting this one closed on time. We were even under contract on another home that fell apart due to inspections and we had to find another home quickly. Joey was...
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Joey and his team treated us as well as we could have asked and even better! They were very timely and kind with everything they did and truly treated us more like family than just customers. From offering to help us on savings at the expense...
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Very easy to work with, great communication, and will answer every question in normal people terms.
Reply from Austin Cain at NFM Lending
July 31st, 2026 01:25 PM
I'm glad to hear that you found the process easy and the communication effective, Ethan. It's important to me that everything is clear and understandable, so I'm pleased I could assist you in that way. Thank you for your kind words!
NFM is a great team of people that will work with your budget in purchasing the dream house you so desire, I was very happy at my recent closing of my house, Everything worked SMOOTHLY and precise. I would recommend and rate NFM 100% .
Austin and Ashley were great to work with. They communicated thoroughly and in a timely manner. They are knowledgeable and were helpful with any questions I needed answered along the way. 10/10 recommend!
Reply from Austin Cain at NFM Lending
July 31st, 2026 01:26 PM
I'm grateful for your kind words, Rachel. It's wonderful to know that you found the communication thorough and timely. Both Ashley and I strive to be helpful and knowledgeable throughout the process. Thank you for the recommendation!
Everything went so smoothly and was an easy process. Joey and his team were amazing !
Austin made sure we were on the same page about everything. All participants played a role in accomplishing this milestone in my families life.
if I was a buyer I'd go through Austin Cain for a home!
Reply from Austin Cain
July 31st, 2026 01:26 PM
I'm grateful for your kind words, Dalton. It's wonderful to know that you felt everyone was aligned throughout the process. Supporting milestones like these is truly rewarding, and I'm glad you had a positive experience with NFM Lending.
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About
At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others.
Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Eastern Standard Time (EST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.