

Nikki Rogers
VP of Lending | NMLS# 519302

My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I don't know at what point the appraisal is requested, but I believe this should be done upon the receipt of the loan application in the beginning. The team did very well with communication.
When I called Nikki for assistance for a home loan after being treated awful from another company, she went above and beyond to help me. Everyone on her team was absolutely amazing and kept me well informed. I would highly recommend Atlantic...
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Nikki and her team were absolutely amazing. I highly recommend them to anyone looking to buy. They made the hone buying experience great and kept me well Informed the entire time.
Nikki and her team did a great job!!!!
Much easier than my last experience with Wells Fargo.
Still need info on setting up bank draft for payment
They were very responsive and had fast answers when I needed them.
Everyone was so helpful and quick to respond to any questions.
Brittany and Sabrina were great throughout the process. Very helpful and made the process seamless.
Overall we had a great experience working with Atlantic Bay. Our point of contact was friendly, personable, always quick to respond, and extremely informative. Even though they are smaller company they have plans and interest rates that are...
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5 star customer review
501–510 of 616
About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.