

Nikki Rogers
VP of Lending | NMLS# 519302

My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nikki took away the stress of getting a mortgage for a home 500 miles away from my previous residence. We did everything online and via phone. It was a simple and efficient process.
Nikki or someone from her office was available almost anytime I had a question or just needed some handholding. Working with Nikki was a smoother process than I expected & I would highly recommend her!
We were first time home buyers so needless to say we were clueless to the process all the way around. We had no idea what was in store for us but Nikki and Aleta at Atlantic Bay were there the whole way to talk us through any uncertainty and...
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I want to take a second and let everyone know how extremely happy i am with Atlantic bay. The hole staff went over and beyond any expectations that i had. I was coming from a horrible experience with a different lender and they were able to...
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Nikki was amazing! She helped me in any way possible and has stayed in touch even months after! She worked diligently to close on my house in the time frame that we needed.
Nikki was extremely helpful from the application to the closing. The closing went off ahead of time there was no hiccups in the process. She was always available to answer my call whenever I called and if not she get right back to me. I would...
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Nikki was so knowledgeable in every aspect of her business. I really could not have had it any easier. She guided me through the entire process and made the process so easy and so valuable. Any questions I had she answered and in the only question...
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Nikki was top notch. She and her team were there for us every step of the way in simultaneously selling and buying in a very busy season of life for our family. She would answer every question, think ahead of me for all possible situations...
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Nikki and the gang made my 1st home buying experience as easy as could be! She also helped with a less than positive credit situation I didn't know was an issue. I am super thrilled with the outcome. And the process
Our situation is we had already been pre- approved by another leader, and after looking over the initial disclosures our real estate agent suggested we get a local Leander to look over our the disclosure. In walked Nikki. From day one she said...
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.