

Nikki Rogers
VP of Lending | NMLS# 519302

My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great service and incredible Customer Service. Got a deal done quickly that another lender could not accomplish!
Reply from Nikki Rogers
November 24th, 2025 02:53 PM
Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
Lilly and Avery made it all so easy!
Reply from Nikki Rogers
November 24th, 2025 02:53 PM
Thank you for the fantastic review! I appreciate you putting your trust in me.
Nikki & Avery make a great team, they helped me every step of the way and I would highly recommend them to anyone who asks an movement mortgage.
Reply from Nikki Rogers
November 24th, 2025 02:53 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
Nikki and Avery are a pleasure to work with. Their level of expertise is outstanding!! They always go the extra mile to keep the transition as smooth as possible
Reply from Nikki Rogers
November 24th, 2025 02:53 PM
It was great working with you! I really appreciate your business and positive feedback.
Keep doing what you're doing!
Nikki and her team wer extremely helpful, friendly, and easy to work with. They helped make the dreaded home-purchasing process far less insufferable. I would recommend Nikki and the Atlantic Bay team to anyone looking to purchase a home.
Nikki's team was always on the ball and immediately responsive. We never had to worry about the status or remaining to-dos .
Avery made everything so easy, taking care of some things before I even knew there was something to take care of. Very responsive and helpful!
It was a pleasant experience with Nikki of Atlantic Bay Mortgage Group. I had many questions while purchasing my first home and all of my questions answered thoroughly and in a timely manner. Thank you for all your help and patience!
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We truly cannot say enough about Nikki and her team!! they made this entire process so easy and pretty fun. We cannot recommend her enough. you have updates every single step of the way, you're in constant communication. there are so many things...
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.