Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Nicole made us feel really comfortable from our very first Zoom call. As first time buyers, we had very little knowledge and Nicole made sure to explain everything very thoroughly and answer all my many questions. We will speak highly of her...
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Nicole Johnson and her stellar team offer best in class service throughout every step of the lending process. We've worked with Nicole on our home purchase several years ago, and now on a refinance. We can't imagine partnering with another...
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The effort and help that was given was incredible! Thanks again!
Nicole was knowledgeable, helpful, and guided us through the home buying and loan approval process fantastically!
Thank You Nicole!
This was a refi. I came back because Nicole and the team are so awesome. Always keeping the process moving and giving me advice alone the way!
very professional and customer's oriented.
The tenacity of the team is unparalleled. They are with you every step of the way.
This is my second experience with Nicole. After the wonderful experience I had the first time, I had no doubt who I planned to work with on this current project.Nicole is a true professional in every aspect. So knowledgeable, so patient and...
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Appreciate the quick attention to my questions that I would ask and the friendly personality
of everyone I talked to. The attention to detail was impressive. Thank you.
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.