Nicky Hungerford
Loan Officer | NMLS# 278328
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nicky walked me through the loan process step by step. She answered my questions, most of them several times. She put me at ease. My phone would ring when I was second guessing everything and Nicky would be on the line checking in. She is the...
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I went with Nicky the first time I bought a home because I was referred by my realtor and she walked me and my husband through the whole home buying process. I didn’t realize how amazing she was until I refinanced with another company. Long...
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Reply from Owner
July 11th, 2019 12:00 AM
Thank you. You guys are amazing and I value you. I am glad that our paths crossed again. Happy new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Lender
FHA Home Loan
Mortgage Refinance
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Memberships
- South Denver Chamber
- https://web.bestchamber.com/External/WCPages/WCWebContent/webcontentpage.aspx?ContentID=14033
- South Metro Chamber
Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 278328
Achievements
- President Club, 5 Star professional
Hobbies
- Crafts
- Finding a cure for Multiple Sclerosis
- Swimming and sunchine
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.